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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79266 reviews)

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4.90

Based on 79,266 reviews, last reviewed 20th Apr 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been excellent- if PayPal is an option I will... Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79266)

Can't fault it great, safe, secure way to pay

Can't fault it. Great, safe way to pay Reviewed on: 14th June 2024

great service

I’ve used PayPal for over 5 years now from buying and selling to just transferring money between friends always fast transaction with no issues Reviewed on: 14th June 2024

Great way to spread the cost with no interest

Great way to spread the cost with no interest Reviewed on: 14th June 2024

Paypal experience

Ive always been happy with my paypal credit account, its easy to control and you know exactly where you are. Reviewed on: 14th June 2024

Paypal quick and easy to use and safe

Psypal quick and easy to use and safe Reviewed on: 14th June 2024

PayPal credit great help

I have found using PayPal credit very helpful and useful for me Reviewed on: 14th June 2024

Safe, Fair, Secure

I have used PayPal for a number of years and they have always offered fair credit and provided me with security when purchasing online. If paypal is an option on a purchase, I would alway opt to use it to secure my purchases. Reviewed on: 14th June 2024

A good way of helping you afford items you Carnot p...

A good way of helping you afford items you Carnot pay for all at once at no extra cost Reviewed on: 14th June 2024

It's just like that friend who is always reliable

Having started to use PayPal Credit, I have found it really good for me on occasions where I need it. Its been flexible and met my needs and has helped me stay in control of my finances when I need to. I've never had a problem when using it. Reviewed on: 14th June 2024

PayPal is great way to pay and interest free in 4 mo...

PayPal is great way to pay and interest free in 4 months is awesome Reviewed on: 14th June 2024

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