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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

Excellent

No issues easy to use everywhere Reviewed on: 9th June 2026

Easy to use understand and set up and if you need to...

Easy to use understand and set up and if you need to speak to someone for help they are very good also. Reviewed on: 9th June 2026

Efficient checkout journey for online

Efficient checkout journey. No hassle experience with confidence of smooth transaction Reviewed on: 9th June 2026

HELPFULL

nEVER HAD ANY PROBLEMS THINK THAT SAYS IT ALL Reviewed on: 9th June 2026

Hi guys , every time I use pay pal it’s quick and ea...

Hi guys , every time I use pay pal it’s quick and easy to use pay pal account and card to , please keep doing a great job guys Reviewed on: 9th June 2026

Very good

Fast, reliable. Hassle free. Everything was quick Reviewed on: 9th June 2026

Great all round provider

I use Paypal for many things, including most of my online transactions where paypal is offered, and also my credit card. I like that they have a points system (though this could be made better to reflect the 10x points you get for using the debit card). Pay in 3 is a great option for me to help spread costs of items that I want in the moment but need a little more time. Reviewed on: 9th June 2026

Shop safe.

Very easy to use and I feel safe with my money in the hands of PayPal. Reviewed on: 9th June 2026

Easy and convenient to use whenever you need it.

Easy and convenient to use whenever you need it. It helped me spread the cost of any unexpected larged spend like a broken fridge or car breakdown and allowed me to pay it off without spending extra on interest. Reviewed on: 9th June 2026

Very user friendly app.

Very user friendly app. PayPal credit is useful. Reviewed on: 9th June 2026

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