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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181054)

Very good very help full and good service

5
Very good very help full quick response and all activities show clear on app Reviewed on: 9th June 2026

Nice and easy to understand love the easy payments w...

5
Nice and easy to understand love the easy payments with no interest Reviewed on: 9th June 2026

Just a really transparent platform that's easy to us...

5
Just a really transparent platform that's easy to use and reasonable. Reviewed on: 9th June 2026

Never had a problem.

5
Never had a problem. Easy to set up and use. Reviewed on: 9th June 2026

I like paypal credit but it does need a little...

4
I like paypal credit but it does need a little upgrade Reviewed on: 9th June 2026

PayPal is amazing can buy anything using my phone pa...

5
PayPal is amazing can buy anything using my phone pay in instalments of three months or spread out over four months really helps when money is tight I can get things for my daughter and pay off monthly Reviewed on: 9th June 2026

Brilliant as can use almost anywhere.

4
Brilliant as can use almost anywhere. Interest a little high. Reviewed on: 9th June 2026

Easy to use, very friendly customer service and help...

5
Easy to use, very friendly customer service and helpful. Reviewed on: 9th June 2026

Easy to use and great app.

5
Easy to use and great app. Like the constant 4 month interest free feature. Reviewed on: 9th June 2026

PayPal experience.

5
Only had a couple of not bad experiences. But when I not received my parcel and I've got intouch with PayPal. Sometimes its like you don't believe people when they genuinely not received my parcel Reviewed on: 9th June 2026

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