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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

PayPal is very safe, efficient and easy to use.

PayPal is very safe, efficient and easy to use. Easy to track payments in and out, makes online shopping so easy and reliable. Reviewed on: 9th June 2026

Great Financial procider

I have been using for years and it has always been very efficient, flexible and easy to work with. The customer service have been helpful in the few occasions I needed them Reviewed on: 9th June 2026

Easy to make and spread payments out

Easy to make and spread payments out Reviewed on: 9th June 2026

I have used PayPal credit for a while and it's simpl...

I have used PayPal credit for a while and it's simple to use, you can set up repayments that suit you and pay extra. Reviewed on: 9th June 2026

I love PayPal credit!

I love PayPal credit! I use it very often. Its incredibly user friendly & I like that you can set up direct debit payments too. I also love the paypal+ reward scheme as this gives money back just for using PayPal/PayPal credit. Reviewed on: 9th June 2026

Useful for when payday hasn't arrived yet

Useful for when payday hasn't arrived yet Reviewed on: 9th June 2026

Super easy to sign up and excellent communication

Super easy to sign up and excellent communication Reviewed on: 9th June 2026

PayPal is really easy to use!

PayPal is really easy to use, it is my go to, use it almost every time I pay for something if PayPal is an option :) Reviewed on: 9th June 2026

reliable and always friendly

Always reliable and always friendly when I need some help Reviewed on: 9th June 2026

Chat bots are frustrating, using PayPal credit didn’...

Chat bots are frustrating, using PayPal credit didn’t give me the same protection I would have got from other credit card companies. The complaints process was a series of AI generated messages that benefitted the seller and not me as the buyer. I paid for something on credit that wasn’t what I ordered and PayPal weren’t helpful Reviewed on: 9th June 2026

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