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PayPal: PayPal Credit reviews

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4.90
Based on 79,358 reviews, last reviewed 21st Apr 2026
2633400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Sending money to family should be charged Sending money to family should be charged Reviewed on: 21st April 2026
Tichiyani N's avatar
Tichiyani N

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
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GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79359)

Have always had good interactions with PayPal.

5
Have always had good interactions with PayPal. Always helpful and good a solving issues Reviewed on: 14th June 2024
Kirsty's avatar
Kirsty

I love it!

4
I love it! It helps me balance my finances and deal with costs of things so much more easily. Reviewed on: 14th June 2024
Emma Tpot's avatar
Emma Tpot

Useful money management tool for a student parent!

5
As a dad of four and also a student I have found PayPal credit is a really useful tool in managing my spending. It has allowed me to spread the cost of technical equipment for my course, as well as those big costs of birthdays and Christmas out to make them more manageable. Reviewed on: 14th June 2024
ANDY's avatar
ANDY

Always a reliable company!

5
Always a reliable company! Never had any problems and anything needed is always there! Reviewed on: 14th June 2024
Georgia's avatar
Georgia

I love PayPal I can use at anytime of buying online...

5
I love PayPal I can use at anytime of buying online I like or pay later on a Credit card which is really great. I have been with a Customer to PayPal for 5 to 6 years. It has been really good till now. I really love that PayPal offer me last year December 2023 a 20% discount and a 5% discount of any of my Purchases. Thank you PayPal. Reviewed on: 14th June 2024
Winnie Boateng's avatar
Winnie Boateng

Paypal Credit

5
The app is easy to navigate. PayPal credit is a great alternative to a credit card as you can just select it on most payment services through your phone, no need to remember any credit card numbers just an email and password. The interest rates are also very good compared to other competitors. Reviewed on: 14th June 2024
Jamie's avatar
Jamie

Reliable cash app

5
PayPal allows me to make purchases for things I want but don't have the funds for straight away and gives me the freedom to pay it over three payments without any extra charges Reviewed on: 14th June 2024
Georgina W's avatar
Georgina W

Been using paypal for a good while.

5
Been using paypal for a good while know aso use the credit system rates each month very easy to work with also there pay in 3 very good as well ideal at times used often never had any problems with any refunds if needed been quick and easily dealt with. Reviewed on: 14th June 2024
Tony C's avatar
Tony C

Great experience with PayPal but first of all I am a...

5
Great experience with PayPal but first of all I am appreciative of the credit I have with them, it has helped me tremendously with so many different things it has enabled me to purchase goods from many retailers. Thank you PayPal Reviewed on: 14th June 2024
Carol's avatar
Carol

I’ve been using PayPal for about 8months now and fou...

4
I’ve been using PayPal for about 8months now and found it to be quick easy and very helpful with the pay in 3 option as this helps when you’re balancing finances. Reviewed on: 14th June 2024
Lloyd R's avatar
Lloyd R

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