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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

I have been with Paypal for many years

I have been with Paypal for many years and find they give a brilliant service , many companies accept them and i have peace of mind using them. Reviewed on: 9th June 2026

Extremely easy

The product is extremely easy to use and hassle-free, making it compatible with most websites. Also with plenty of options for repayments Reviewed on: 9th June 2026

It'd be easy to tick all the 10/10 scores just to ge...

It'd be easy to tick all the 10/10 scores just to get a chance to win the money, however, i have yet to be dissappointed or to leave a bad review based on my experience so far and it has always been great. Reviewed on: 9th June 2026

Easy to use and on most purchases now available!

Easy to use and on most purchases now available! Reviewed on: 9th June 2026

Used PayPal for a long time.

Used PayPal for a long time. Some app defaults have caused me issues, like automatically selecting Good and Services as a payment option. Also, PayPal Pay in 3 seems to be appearing on my credit profile which is a put off. Reviewed on: 9th June 2026

Easy to use and helpful customer services

Easy to use and helpful customer services Reviewed on: 9th June 2026

Pay Pal is a good safe secure way to...

Pay Pal is a good safe secure way to purchase online Reviewed on: 9th June 2026

Convenient, Simple and Flexible.

PayPal Credit has been simple and convenient to use. The application process was straightforward, payments are easy to manage, and the flexibility has been helpful when making larger purchases. Overall, I’ve had a positive experience and would recommend it to others looking for a flexible payment option. Reviewed on: 9th June 2026

Flexabilityit very flexible for my needs

it very flexible for my needs, great service Reviewed on: 9th June 2026

Easy to use

Had a direct debit issue which was resolved quite quickly.The advisor was polite and professional. Reviewed on: 9th June 2026

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