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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Paypal has always been there!

Paypal has always been there for me since the early 2000's, which says a lot. I can trust them to be clear and straightforward in their customer service. I have the comfort knowing if any of my domestic appliances expire, Paypal Credit has a choice of convenient ways to me to purchase a replacement, so I don't have to worry. Their website is clear and easy to get around to see how much I owe and where I am in my current repayment plan. I really love them! Reviewed on: 9th June 2026

Good to use I like PayPal good staff

Good to use I like PayPal good staff Reviewed on: 9th June 2026

I've had a great experience using PayPal Credit.

I've had a great experience using PayPal Credit. The application process was straightforward, and the credit was available almost immediately. The flexibility to spread the cost of larger purchases has been really helpful, and managing payments through the PayPal app is simple and convenient. I particularly like the clear payment information and reminders, which make it easy to stay on top of repayments. Customer service has also been helpful whenever I've had questions. Overall, PayPal Credit has been a reliable and convenient way to manage purchases and cash flow. Reviewed on: 9th June 2026

I use PayPal all the time and prefer it as my method...

I use PayPal all the time and prefer it as my method of payment Reviewed on: 9th June 2026

Good and easy

Very easy to use and helpful when I needed this support Reviewed on: 9th June 2026

Amazing new product!

I have had an amazing experience with paypals new credit card and 0% for 4 months initiative, they’ve launched a very competitive product that works very well for their customers and have gave us something to be excited about in the lending space! I am looking forward to see how their points system updates and expands its offering. Reviewed on: 9th June 2026

Fast, reliable, and affordable service.

Fast, reliable, and affordable service. The 0% interest offers to pay off products like kitchen appliances monthly makes a massive difference and the app makes it clean and easy to repay. Reviewed on: 9th June 2026

excellent credit

Always there when you need something Reviewed on: 9th June 2026

Paypal Credit are amazing

I have been using Paypal Credit for a few years and it’s been fantastic to say the least. The pay in 4 interest free option is amazing too and has always given me that flexibility to pay for things with more ease. I’ve only had to contact customer service once, and they were helpful and responsive. Reviewed on: 9th June 2026

10/10 would recommend

Paypal credit is really easy to use and also its super easy to submit payments. Information is clearly displayed so I know when I am making payments, the amount outstanding and when the 0% is going to expire so I can make additional payments. Its really handy and I would recommend. Reviewed on: 9th June 2026

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