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PayPal: PayPal Credit reviews

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4.90
Based on 79,430 reviews, last reviewed 21st Apr 2026
2640000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always helped me when I had problems with... PayPal has always helped me when I had problems with a buyer, I always got my money back, that's why I've been using PayPal for so many years, I've ne... Read more Reviewed on: 21st April 2026
SLAWOMIR Z's avatar
SLAWOMIR Z

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
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Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (79430)

Very easy to use

5
Very easy to use, I like the fact there are multiple options for using your credit account. It is easy to review payments and ensure money is allocated correctly. There are many websites that allow you to use PayPal credit. Reviewed on: 14th June 2024
Kate's avatar
Kate

Freindly paypal srrvice

5
Easy to use crdit avaolable freindly customer service.easy to get more or less crrdit as required.Also good notificstions with regard payments. Reviewed on: 14th June 2024
Alrick L's avatar
Alrick L

Secure transfers with peace of mind.

5
Using PayPal makes money transfers feel more secure in an age where so many transactions are to people and businesses that aren't always what they seem. Love it! ❤️ Reviewed on: 14th June 2024
Shirley E's avatar
Shirley E

Effortless way to make payments

5
PayPal is very convenient and effortless to use when making transactions across multiple sites and worldwide. I've never had any problems in the 20+ years I've been using and will continue to use as a main method of payment for years to come. Reviewed on: 14th June 2024
Kirsty F's avatar
Kirsty F

Excellent and secure credit service

5
Excellent and secure credit service Reviewed on: 14th June 2024
Khaled M's avatar
Khaled M

PayPal credit has been really easy to use and a grea...

5
PayPal credit has been really easy to use and a great short term borrowing service. Really easy to make payments through the app Reviewed on: 14th June 2024
L C's avatar
L C

Paypal suits my lifestyle because...

5
Having paypal as a single parent allows me to make bigger purchases and pay over 3months with no added fees or interest. And when things don't go right with a purchase they are on the case to resolve the issue / refund the purchase. Paypal credit is a fantastic safety net especially when it comes to Christmas Reviewed on: 14th June 2024
Lisa's avatar
Lisa

I HAVE BEEN WITH PAYPAL SO LONG EVERYTHING IS FINE...

5
I HAVE BEEN WITH PAYPAL SO LONG EVERYTHING IS FINE AND WILL RECOMMENDED TO THE FRIENDS Reviewed on: 14th June 2024
MARTIN NSINGI 's avatar
MARTIN NSINGI

Paypal has always been there for me ever since I op...

5
Paypal has always been there for me ever since I opened an account with them. Reviewed on: 14th June 2024
Oheneba A's avatar
Oheneba A

Excellent customer service.

5
Excellent customer service. Value for money. Reviewed on: 14th June 2024
Folashade O's avatar
Folashade O

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