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PayPal: PayPal Credit reviews

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4.90
Based on 79,455 reviews, last reviewed 21st Apr 2026
2642400% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver A life saver when you’re on low finances! Reviewed on: 21st April 2026
Isaac O's avatar
Isaac O

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79455)

Its great highly recommend Paypal as a feature

5
Its great highly recommend Paypal as a feature Reviewed on: 14th June 2024
Am's avatar
Am

I use PayPal credit a lot and it’s great to order wi...

5
I use PayPal credit a lot and it’s great to order without having to add credit card details etc and ensure I want to keep the item before I part with my cash! Reviewed on: 14th June 2024
Victoria-1's avatar
Victoria-1

Instan worldwide satisfaction

5
Instant contactless payments anywhere worldwide Reviewed on: 14th June 2024
Pat's avatar
Pat

Would choose PayPal over other payment methods

5
Most retailers accept PayPal & if they don't personally I would pick another retailer as I like the safety of using PayPal. If you have any issues PayPal are extremely quick to offer assistance & refund Reviewed on: 14th June 2024
LI's avatar
LI

Rapidy response and solutions achieved, for example,...

5
Rapidy response and solutions achieved, for example, when I send a message it no takes longer to get an answer. Reviewed on: 14th June 2024
Giovanni R's avatar
Giovanni R

Easy to access account, 0% interest offer handy

5
Easy to access account, the 0% interest offer on £99+ purchases is handy, also it is made clear what purchases have been made under this offer and when the 0% expires. Also grateful paypal directs payments towards the higher % purchases first, whuch was a worry of mine. I didn't give 5* as the interest rate generally without the 0% offer is not great value for money. But the ease of use is great and the 0% offer is a refreshing change from other credit cards where you only get 0% for a certain time after opening the account. For PayPal I've had an account for a couple of years and can still get 0% on £99+ purchases. Reviewed on: 14th June 2024
A N 's avatar
A N

Excellent platforms and supported every platform.

5
Excellent platforms and supported every platform. Reviewed on: 14th June 2024
Liaqat's avatar
Liaqat

I love to shop with PayPal as it’s give me some time...

5
I love to shop with PayPal as it’s give me some time to Pay back Reviewed on: 14th June 2024
Mandeep k's avatar
Mandeep k

I use Paypal for online shopping and transferring mo...

5
I use Paypal for online shopping and transferring money to people Reviewed on: 14th June 2024
Nina C's avatar
Nina C

Good customer service and very helpful

4
Good customer service and very helpful Reviewed on: 14th June 2024
lisa p's avatar
lisa p

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