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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Fantastic platform!

Fantastic platform! Trusted and always feel protected , never use anything else when buying online A Reviewed on: 9th June 2026

PayPal is my go-to provider for money services.

PayPal is my go-to provider for money services. Using my debit card as the main money source, I know I'm not racking up debt when I pay with PayPal. It's accepted by all online stores, which makes it so easy to use. And there's the brilliant pay-in-3 option, which is interest-free. What could be better? Reviewed on: 9th June 2026

I’m happy to use that

I’m happy to use that, i rekomend this to ewruone Reviewed on: 9th June 2026

Great customer service

Easy to use and great customer service Reviewed on: 9th June 2026

Excellent service always easy to use and flexible pa...

Excellent service always easy to use and flexible payment options Reviewed on: 9th June 2026

Highly recommended

Really easy to use, and can use on most websites, i find it easy to pay off my credit and doesnt take long at all to come out of my account keeping me accountable to paying jr off, the 4 month 0 interest as well is really handy making it easier to budget. Would highly recommend using paypal over any other app like klarna as it doesnt affect your credit score and is a way better way of using credit Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Always prompts when payments due. Reviewed on: 9th June 2026

So easy to set up.

So easy to set up.Reminders when dueAccepted at most retailers as an online payment. Easier to buy more expensive items and pay in instalments Reviewed on: 9th June 2026

Really helpful compared to others

Its the cheapest in terms of interest and the no interest for 4 months if over £100 is great Reviewed on: 9th June 2026

Great Experience with PayPal Credit

I have had a very positive experience with PayPal Credit. The application process was simple, payments were easy to manage, and everything worked as expected. The service is convenient for online purchases, and I appreciate the flexibility it provides. Overall, I am very satisfied and would recommend it to others. Reviewed on: 9th June 2026

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