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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

Best card ever

Best card ever had interest free makes a big difference Would highly recommend Reviewed on: 9th June 2026

PayPal is easy to use.

PayPal is easy to use. The fact that most retailers offer the option at checkout just makes it convenient and also the pay in 4 no interest is icing on the cake. Reviewed on: 9th June 2026

For all types of payment options

I use it for all sorts of things. Pay in 3 and also credit. Very reasonable rates and options Reviewed on: 9th June 2026

Good experience overall in my opinion

Good experience overall in my opinion Reviewed on: 9th June 2026

Always quick to help and empathetic with it.

Always quick to help and empathetic with it. PayPal's power in the world of commerce is respected Reviewed on: 9th June 2026

I like PayPal features

I like PayPal features and ease of making payments. Also like PayPal credit facility Reviewed on: 9th June 2026

very easy to access paypal on line

very easy to access paypal on line and a quick solution from them. Reviewed on: 9th June 2026

I have paid for two holidays with pay pal

I have paid for two holidays with pay pal Reviewed on: 9th June 2026

Used the credit option

Used the credit option was good when needed a loan with money Reviewed on: 9th June 2026

are allocated would improve the experience

PayPal Credit is easy to use and convenient. My only concern is that sometimes when I make a payment towards a 4-month plan, the payment appears to be applied to an older balance instead, which can be confusing. Clearer information about how payments are allocated would improve the experience Reviewed on: 9th June 2026

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