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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181055)

Very straight f onward and. Easy to understand

Very straight f onward and. Easy to u/nderstand Reviewed on: 9th June 2026

Super easy, secure, and highly convenient.

I have found PayPal Credit to be super easy and very secure to use for my purchases. The setup process was completely seamless, and managing my monthly payments through the app is incredibly straightforward. It gives me great peace of mind knowing my financial details are protected, and the flexibility to spread out costs has been a huge help. Highly recommend it! Reviewed on: 9th June 2026

Great payment option, no issues.

Great payment option, no issues. I use this regularly Reviewed on: 9th June 2026

Easy access to credit at anytime when needed...

Easy to use, access to credit at anytime when needed, easy to setup a monthly instalment plan or just pay off as and when you want. Reviewed on: 9th June 2026

Perfect way to spread the cost of any last minute es...

Perfect way to spread the cost of any last minute essential purchases Reviewed on: 9th June 2026

Good for versatility

PayPal is versatile not many limitations and has been a good support Reviewed on: 9th June 2026

Great for purchases you want to make now, and pay th...

Great for purchases you want to make now, and pay them in interest free payments. EG: Concert Tickets, last minute gifts. Reviewed on: 9th June 2026

Can't Fault It

Easy to use, clear fair terms, good stable app, reliable, helps credit rating. Reviewed on: 9th June 2026

An invaluable means with which to pay?

I have used PayPal Credit a number of times, usually to make higher priced purchases, or when I need a longer time to pay. I have found it to be a great lifeline, easy to use, with reminders sent so that I don't forget repayment arrangements! Reviewed on: 9th June 2026

I use PayPal most of the time for security at checko...

I use PayPal most of the time for security at checkout and 4 months interest free Reviewed on: 9th June 2026

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