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PayPal: PayPal Credit reviews

4.90
Based on 79,521 reviews, last reviewed 21st Apr 2026
2648500% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is simple and easy to use, i love the option to p... It is simple and easy to use, i love the option to pay in 3 which makes buying things a lot easier Reviewed on: 21st April 2026
David B's avatar
David B

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79520)

PayPal is the best!

5
Great service, would definitely recommend Reviewed on: 14th June 2024

Yousd the paypal creditt and pay 3both realy good

5
Yousd the paypal creditt and pay 3both realy good Reviewed on: 14th June 2024

I am happy with the service I would like to increas...

5
I am happy with the service I would like to increase my credit limit but it's not clear how to do this apart from that great service Reviewed on: 14th June 2024

PayPal is smooth

5
PayPal is smooth, gives me the information I need as and when and provided great protection against large purchases like hotels and tickets. Reviewed on: 14th June 2024

PayPal, would not be without it

5
I have used PayPal for many years. It is so convenient and I have never had any issues. A service I wholeheartedly trust. I think I would be lost without this service to pay for goods and gifts to friends. The fact I can use it when out of the country is also very beneficial. I can not name any drawbacks as I have never had any. I trust it more than my bank .can’t say much more, utterly brilliant Reviewed on: 14th June 2024

Very helpful with cash flow and customer service is...

5
Very helpful with cash flow and customer service is knowledgeable and good at getting results Reviewed on: 14th June 2024

My PayPal friend.

5
A useful, safe, and versatile way to make incidental payments to a broad spectrum of outlets. Even monthly or annual subscriptions are supported giving me total peace of mind in my busy daily life. Reviewed on: 14th June 2024

Paypal is perfect for my needs and is easy to...

5
Paypal is perfect for my needs and is easy to use Reviewed on: 14th June 2024

PayPal is great.

5
Handy easy app. Can pay in 3 easy payments or over 4 interest free. And sometimes shop offers 0% over 12 months. And kept upto date on transactions and payments Reviewed on: 14th June 2024

Quick service feel safe on line.

1
Quick service feel safe on line. Disputes handled fadt Reviewed on: 14th June 2024

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