Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,658 reviews, last reviewed 21st Apr 2026
2661800% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My pal paypal I always feel that when I use PayPal for payment I am safe,they also give good promotional rates Reviewed on: 21st April 2026
Christopher 's avatar
Christopher

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (79658)

Responsible, reliable, trustworthy PayPal.

5
Having access to a responsible, affordable credit limit has been massively helpful to me in those times I've been short of money, before payday, or in being able to purchase higher value items to pay back in affordable sums. Even trusting me with 2 raises to my credit limit over the years I've been with them. A genuine aid to my finances and getting on day to day. Reviewed on: 14th June 2024
tony smith's avatar
tony smith

Paypal has allowed me to manage my finances better b...

5
Paypal has allowed me to manage my finances better by making space and flexibility for payments. Reviewed on: 14th June 2024
Leanne Burgos's avatar
Leanne Burgos

I like it

4
I like it I use a lot but get to much time to transfer Reviewed on: 14th June 2024
Karyn Ribas's avatar
Karyn Ribas

Pay pal is very convenient and fast, the pay in 3 op...

5
Pay pal is very convenient and fast, the pay in 3 option is very useful Reviewed on: 14th June 2024
Jason r's avatar
Jason r

Love the interest free payments 4 months,I use t...

5
Love the interest free payments for 4 months,I use this facility all the time. Reviewed on: 14th June 2024
Craig B's avatar
Craig B

Amazing and simple to use.

5
Amazing and simple to use. Easy to pay Reviewed on: 14th June 2024
Bikash's avatar
Bikash

Very easy to use.

5
Very easy to use. My go to for emergency purchases. Reviewed on: 14th June 2024
Liz A's avatar
Liz A

PayPal are one of the few companies I trust these days.

5
PayPal are one of the few companies I trust these days. Always put the customer first in my experience. Reviewed on: 14th June 2024
Luke m's avatar
Luke m

Better than a credit card.

5
Better than a credit card. So easy to use and keep on top of Reviewed on: 14th June 2024
steve marsh's avatar
steve marsh

PayPal very easy to use and send and receive money a...

5
PayPal very easy to use and send and receive money and made online payment it is amazing Reviewed on: 14th June 2024
Celalettin yilmaz's avatar
Celalettin yilmaz

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill