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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181055 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181055)

Great flexibility.

Great flexibility. Lots of options. Reviewed on: 9th June 2026

Always reliable, easy to use and amazing customer se...

Always reliable, easy to use and amazing customer service whenever I’ve had a problem! Refunds are quick and straightforward and the option to use PayPal credit or pay in 3 is always welcome Reviewed on: 9th June 2026

Love it.

Love it. PayPal is just so con to use. would always recommend to friends Reviewed on: 9th June 2026

I use paypal all the time.

I use paypal all the time, i use the credit card for larger purchases as i like the 0% over 4 months. it is linked to my normal debit cards and i use these daily. i also have the paypal debit card go gain points. Reviewed on: 9th June 2026

It Just Works - Simple

It Just Works - Simple, Interface is clean and easy to use, monthly payments that suit and a respectful Limit Reviewed on: 9th June 2026

Excellent service .

Excellent service .easy and safe Reviewed on: 9th June 2026

I have used PayPal for a number of years including P...

I have used PayPal for a number of years including PayPal credit i have always had a good experience and can purchase the things I like without having to worry about interest and safety. Reviewed on: 9th June 2026

Reliable and speedy service

I can always rely on PayPal to purchase my orders, it is such a speedy and convenient way to pay for transactions. Reviewed on: 9th June 2026

Have had a really easy and stress free experience wi...

Have had a really easy and stress free experience with them. Reviewed on: 9th June 2026

I’ve always experienced smooth and quick transaction...

I’ve always experienced smooth and quick transactions, especially when using online stores I haven’t used before. PayPal gives me confidence, as I feel well protected. On the occasions where I’ve had a dispute, the PayPal resolution process has been clear, efficient, and quick to reach an outcome. Reviewed on: 9th June 2026

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