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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Faster, easy and reliable.

Faster, easy and reliable. Allowed me to build my credit score and improved my financial situation Reviewed on: 9th June 2026

Easy to use, accessible, payment and transfers are...

Easy to use, accessible, payments and transfers are easy too. I have been using it for a long time and this the app I use for online purchases rather than credit card Reviewed on: 9th June 2026

A great experience all round with the ways of paying...

A great experience all round with the ways of paying, points & easy use of the App. Reviewed on: 9th June 2026

It's a life saver can choose whether you can pay in...

It's a life saver can choose whether you can pay in 3 or can pay 0% in 4 month its useful for me when you cant pay things full price. You get points to the more you spend aswell Reviewed on: 9th June 2026

ZERO CONFUSION ZERO PROBLEMS

I've never had any issues with PayPal Credit. Everything works as easily and simply as it should. Reviewed on: 9th June 2026

Great service, easy to use especially on the app.

Great service, easy to use especially on the app. Really like the 4 month offer on interest as it helps with planning larger purchases. I also find more places accept PayPal which is great for online shopping. Reviewed on: 9th June 2026

Brilliant service.

Using PayPal credit for year's never had any issues. Brilliant service. Outstanding customer service. Reviewed on: 9th June 2026

I have moved from pay in 3 to PayPal credit and I ap...

I have moved from pay in 3 to PayPal credit and I appreciate the additional one month of no interest on purchases and I can easily navigate on the app and see how much time left on balances before they start accruing interest Reviewed on: 9th June 2026

Whenever I need they are helpful, never let me down

Whenever I need they are helpful, never let me down Reviewed on: 9th June 2026

Great experience with PayPal and PayPal credit.

Great experience with PayPal and PayPal credit. Easy to use and set up it’s my go to. Reviewed on: 9th June 2026

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