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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79810 reviews)

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4.90

Based on 79,810 reviews, last reviewed 21st Apr 2026

2675400% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I highly recommend PayPal PayPal credit is easy to use, convenient and an excellent choice for buying something larger and paying over 3 months interest free. Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79810)

Excellent flexible credit at fair rates

Use it frequently for pay in 3/4 months etc and for longer term purchases, very flexible and decent interest rates. Reviewed on: 14th June 2024

A little bit more communication will be appreciated.

A little bit more communication will be appreciated. Reviewed on: 14th June 2024

A trustworthy well know and used platform.

A trustworthy well know and used platform. This makes shopping safe and easy Reviewed on: 14th June 2024

Platform is easiest to use and I always use PayPal c...

Platform is easiest to use and I always use PayPal credit as an easy option to pay Reviewed on: 14th June 2024

Excellently Services

I always PayPal to send money to help support family & make purchases & I’ve never had reason to complain. Reviewed on: 14th June 2024

Use PayPal credit a lot and the repayments are well...

Use PayPal credit a lot and the repayments are well suited to my needs Reviewed on: 14th June 2024

Excellent service trusted company I always use Pay...

Excellent service trusted company I always use PayPal credit secure payments Reviewed on: 14th June 2024

No problems

Never had any problems, been using PayPal from 2006 and so far all good Reviewed on: 14th June 2024

Paypal is brilliant.

Paypal make it easy to transfer funds to friends and family. So I always favour it over balance transfers through my bank. I find paypal to be efficient. And also when buying things, it saves time, by not having to fill in bank details, address etc. I find the app to be very user friendly so I've even got my older family members on here and they have no difficulty using it! Paypal also have additional benefits like paypal credit and pay in 3, which can be very useful if buying outright isn't always an option. Also paypal is a safe option for buying things online. And the security when using the app makes me feel at ease. I use paypal all the time! It's one app I really couldn't live without. Reviewed on: 14th June 2024

Excellent generally.

Excellent generally. No issues using the service Reviewed on: 14th June 2024

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