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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Easy and convenient to use.

5
Easy and convenient to use. My go to way to pay for almost everything. Reviewed on: 9th June 2026

I have found PayPal to be a great

4
I have found PayPal to be a great way of sending money to friends and family. It makes paying at different online checkouts a breeze, making it very easy. Reviewed on: 9th June 2026

Paypal credit-there when I need it!

5
I find paypal credit really easy to use. It is also there for me whwn I am struggling a little and so want to stretch payments out. I am really happy with my experiences of using it. Reviewed on: 9th June 2026

Great Servicewhich give you time to pay...

5
Good for large purchases which give you time to pay and you can save up. Reviewed on: 9th June 2026

Paypal is my go to as I know that I...

5
Paypal is my go to as I know that I can trust them Reviewed on: 9th June 2026

Very helpful, everything explained!

5
Very helpful, everything explained! Made me feel confident. Reviewed on: 9th June 2026

Card you can count on

5
This is my card of choice due to the flexibility of payment and pay over 4 months for certain type of transaction. Reviewed on: 9th June 2026

Applying was really simple.

5
Applying was really simple. Having a card you can use in shops makes life easier. Reviewed on: 9th June 2026

No problems with the service Had no issues at all

5
No problems with the service Had no issues at all Reviewed on: 9th June 2026

Seamless, long 0% period!

5
Apart from being everything a good credit card should be, the best part I like is the 4 months no interest period, ease of transactions & security. Reviewed on: 9th June 2026

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