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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181056 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181056)

Quick and easy you use.

Quick and easy you use. Having the app means I can track my spending and payments. Reviewed on: 9th June 2026

Paypal credit has offered me more ways to make big p...

Paypal credit has offered me more ways to make big purchases. The ease of use and included 0% deals make it a valuable resource. Especially for someone like me who like to buy audio equipment, the whole amount isnt always there in cash. Paypal’s system helps me manage my limit in a healthy way Reviewed on: 9th June 2026

seamless transactions

seamless transactions never had any issues payment process easy o follow feel very protected when using this payment option. increasing range of business's now use as payment option Reviewed on: 9th June 2026

Great financial company, easy payment options when p...

Great financial company, easy payment options when purchasing online items. With options to have interest free plans. Reviewed on: 9th June 2026

Quick, easy and safe

Paypal is now my go to payment place when shopping online because it is incredibly easy. I can pay in full from my chosen account/card, pay in 3, or paypal interest free credit on larger purchases over 4 months. And I can easily access my account to pay off the balance quicker with extra payments. Reviewed on: 9th June 2026

Very good customer service.

Very good customer service. Clear terms. Easy to use Reviewed on: 9th June 2026

Always positive experience and easy to use/navigate

Always positive experience and easy to use/navigate Reviewed on: 9th June 2026

Reliable, Flexible and Easy to Use

I have been using PayPal Credit for quite some time and my experience has been excellent. The application process was straightforward, and the credit facility has given me extra flexibility when making larger purchases. What I appreciate most is the convenience. Payments are easy to manage, the online interface is clear, and I always know exactly where I stand. It has helped me spread the cost of purchases when needed without unnecessary complications. I have also found PayPal to be reliable and trustworthy, with strong buyer protection and a secure payment system. Everything works smoothly and transparently, which gives me confidence whenever I use the service. Overall, PayPal Credit has been a valuable financial tool for me, and I would happily recommend it to anyone looking for a flexible and easy-to-use retail finance option. Reviewed on: 9th June 2026

Excellent , Safe and reliable.

Excellent , Safe and reliable. Had no issues at all , use regularly Reviewed on: 9th June 2026

Very handy & easy to use / set up payments.

Very handy & easy to use / set up payments. The 4 months interest free is great to get things paid off Reviewed on: 9th June 2026

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