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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

A 1 ! The best .

From day 1 untill many years later , I will always be with PayPal ! I have more confidence in them the more involved I get . Simply great. It's all so very easy & professional. Reviewed on: 9th June 2026

Easy and relax

I can say i have very stress free expenses just due to paypal credit Reviewed on: 9th June 2026

I love using paypal

I have not had any issues with using my PayPal account. It gives me freedom to buy and pay off either a minimum payment or I can pay that bit extra to get my balance down. Reviewed on: 9th June 2026

Great service

Very pleased with options offered. Reviewed on: 9th June 2026

Safe when buying

Very reliable also safety of mind when buying. Reviewed on: 9th June 2026

I like the idea of pay in 3.

I like the idea of pay in 3. It allows me to spread the cost in 3 instalments over 3 months, it's financially viable. Reviewed on: 9th June 2026

Taking control of payments

Its easy to buy, pay for later or lay in three across many shops and services or friends and family Reviewed on: 9th June 2026

Give me flexibility to buy

Give me flexibility in what I buy and when. Pay in three helps me budget to buy bigger items and over a short period without interest Reviewed on: 9th June 2026

Quick access to fund, easy mode of payment and quick...

Quick access to fund, easy mode of payment and quick customer support Reviewed on: 9th June 2026

Never any issues or problem

Never any issues or problems . So easy to use and always feel protected. App is also nice and straightforward. It has a great reputation and you know you are in safe hands. But with ease and confidence Reviewed on: 9th June 2026

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