Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

View other PayPal products

4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181057)

Very easy to use and understand, easy to navigate pa...

Very easy to use and understand, easy to navigate payments, transparent terms Reviewed on: 9th June 2026

Excellent PayPal.

PayPal is the only one that I trust, its reliable, efficient and very easy to use,I'm a physically disabled pensioner and recommend PayPal to everyone I speak to, doing an excellent job on informing me in plenty of time to make any payments that are due to be paid. Reviewed on: 9th June 2026

I love PayPal always so easy to use especially now t...

I love PayPal always so easy to use especially now they have the card Reviewed on: 9th June 2026

Payday Credit is my new Pal

Makes it much easier to pay for things over time….. especially just before payday causing less stress. Reviewed on: 9th June 2026

Trustworthy Service

Friendly service and it's great to be able to use the platform for various payments Reviewed on: 9th June 2026

Keeps it Simple.

Keeps it Simple. Always works. Easily understood. Works without a mobile phone!!! Brilliant no charges either!!! Reviewed on: 9th June 2026

Simply the best

Great experience- helpful solution Reviewed on: 9th June 2026

Always available when needed!

Always available when needed! Good offers for interest free when making bigger purchases Reviewed on: 9th June 2026

Reliable, lots of options and an easy smooth to use...

Reliable, lots of options and an easy smooth to use service. They offer pretty much every feature you could need. They even do physical cards now. I've used them for years and never had an issue yet. Reviewed on: 9th June 2026

PayPal Credit, Cash flow Emergency Saviour.

PayPal Credit has been of great help to me in resolving some emergency cash flow issues. The monthly repayments are considerably cheaper and convenient.They came to my aid when some traditional high street credit providers would not. And I've never let them down by not defaulting in my monthly repayments. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101228 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub