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PayPal: PayPal Credit reviews

4.90
Based on 79,982 reviews, last reviewed 21st Apr 2026
2691000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and quick payments. Easy and quick payments. Letting you know when dispatched and when out for delivery with time slot. Reviewed on: 21st April 2026
David R's avatar
David R

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79982)

Help in need

5
Very easy process, quick payment & easy to keep on track on my payments. Reviewed on: 15th June 2024

Easy to use and can be used for almost any purchase.

5
Easy to use and can be used for almost any purchase. Reviewed on: 15th June 2024

Excellent service from start to finish

5
Really great service online and when I've had to speak to the advisors equally good. Reviewed on: 15th June 2024

Easy to use app.

5
Easy to use app. No fuss options with great help available Reviewed on: 15th June 2024

It’s so simple and flexible to use.

5
It’s so simple and flexible to use. Reviewed on: 15th June 2024

So Useful and Flexible!

5
PayPal credit is so useful. I keep mine with a fairly low limit and just use it if I feel it would be easier to spread the payments. I love the flexibility of being able to pay off what I want when I want. Reviewed on: 15th June 2024

Great quality product delivered on time with no issues

4
Great quality product delivered on time with no issues Reviewed on: 15th June 2024

Excelent PayPal, good customer always there for you,...

5
Excelent PayPal, good customer always there for you, to help, and fix the problem, good offer buy now pay later, or credit, im very happy, i never have had any problem. Thank you paypal. Reviewed on: 15th June 2024

Overall Excellent Service.

5
Overall Excellent Service. Get good amount of interest free time to pay for the goods. Easy and quick refunds if needed. Excellent customer service when contacted. Reviewed on: 15th June 2024

Generally pleasant.

5
Generally pleasant. Low interest rate and low monthly payments. Good to have handy. Reviewed on: 15th June 2024

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