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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80099 reviews)

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4.90

Based on 80,099 reviews, last reviewed 21st Apr 2026

2702100% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick, easy and trusted payment Always quick, easy and trusted payment with affordable payment options when needed Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80099)

Paypal makes paying for things secure and easier

I have used PayPal for many years now and find it very convenient when payment for items online as it’s easier to use rather than having to remember bank card numbers etc. PayPal also gives you the option to pay in 3 interest free instalments over 3 months which is very useful and also has offers where if you buy an item over a certain amount, you can pay it off over 12 months or longer using PayPal credit for example I have recently used this option to buy a new computer Reviewed on: 15th June 2024

Really easy to use on all platforms!

Really easy to use on all platforms that are partnered with PayPal and I can check my statements with ease! Reviewed on: 15th June 2024

I use PayPal for a lot of things.

I use PayPal for a lot of things. It’s easy and convenient Reviewed on: 15th June 2024

My own fault

I've only been charged 3 times in 3 years and that was my own fault. The app can be a bit fiddley sometimes. Reviewed on: 15th June 2024

It is difficult to get your queries answered on PayP...

It is difficult to get your queries answered on PayPal and have your problems dealt with Reviewed on: 15th June 2024

Amazing, flexible, useful, always available

Amazing, flexible, useful, always available Reviewed on: 15th June 2024

Works always great as it should.

Works always great as it should. Reviewed on: 15th June 2024

confident service .

a really good and reassuring experience knowing PayPal covers you from start to finish and they are very quick to support you with any discrepancies. Reviewed on: 15th June 2024

Easy access to use your credit with PayPal pay onlin...

Easy access to use your credit with PayPal pay online or with your digital wallet at the till Reviewed on: 15th June 2024

Easy to set up and use for everyday purchases with...

Easy to set up and use for everyday purchases with added security. Reviewed on: 15th June 2024

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