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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181057)

I love PayPal credit.

5
I love PayPal credit. It offers different ways to pay… 4 months 0%, pay in 3 also with 0% and then you also have the option to spread the cost over a year at a really reasonable rate. I’ve used it so many times and I think it’s brilliant. Reviewed on: 9th June 2026

easy option

4
easy option for quick delayed payment options Reviewed on: 9th June 2026

easy procedures at the touch of a button

5
easy procedures at the touch of a button Reviewed on: 9th June 2026

It's so easy to use, the app is excellent and well l...

5
It's so easy to use, the app is excellent and well laid out Reviewed on: 9th June 2026

Having PayPal credit has enabled me to do work to my...

5
Having PayPal credit has enabled me to do work to my property. Brilliant way to spread the cost of everything I needed. I would recommend anyone use PayPal credit. Reviewed on: 9th June 2026

pay in 3 :)

5
Very easy to set up love pay in 3 options Reviewed on: 9th June 2026

Simple, quick and easy to use.

5
Simple, quick and easy to use. Used paypal credit to buy a new fan and it was easy to set up and manage. Reviewed on: 9th June 2026

Super useful and easy to navigate

5
Super useful and easy to navigate Reviewed on: 9th June 2026

Love PayPal

5
Always quick to respond to any queries. The app is super easy to use and communication is excellent. Reviewed on: 9th June 2026

PayPal interactions seamless great!

5
Everything I do with any PayPal interaction is seamless no fuss just great Reviewed on: 9th June 2026

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