Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Always a quick and easy to use .

5
Always a quick and easy to use . Any problems are always resolved with minimum fuss Reviewed on: 9th June 2026

I had amazing experience with them.

5
I had amazing experience with them. Reviewed on: 9th June 2026

Never had any problems since I started using PayPal.

5
Never had any problems since I started using PayPal. As they have expanded their products, I have gone with them. Reviewed on: 9th June 2026

Easy to use bonus with interest free credit for larg...

5
Easy to use bonus with interest free credit for larger purchases and the pay in 3 months Reviewed on: 9th June 2026

Excellent customer service, people go above and beyond.

5
Excellent customer service, people go above and beyond. offers they have available always makes shipping much easier and affordable. Reviewed on: 9th June 2026

Easy to use and very convenient.

5
Easy to use and very convenient. Great service!! Reviewed on: 9th June 2026

Top payment option

5
PayPal is very easy to use and very handy when making online purchases. It’s got different options to pay, being able to spread payments with easy to understand credit plans. Reviewed on: 9th June 2026

Having PayPal credit has helped me in so many ways

5
Having PayPal credit has helped me in so many ways Reviewed on: 9th June 2026

There is a time I was struggling with the financial...

5
There is a time I was struggling with the financial situation and PayPal credit helped me a lot, I really appreciate it Reviewed on: 9th June 2026

Excellent.

5
Excellent in every way possible, from protecting purchases to spreading the cost. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products