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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Never had any problems would recomend good for rainy...

5
Never had any problems would recomend good for rainy day purchases.great way ro pay Reviewed on: 9th June 2026

PayPal are the best thing since sliced bread.

5
PayPal are the best thing since sliced bread. Everyone is helpful and nothing is too much trouble. Any problems I've had, have been sorted promptly with no fuss. Keep up the good work Reviewed on: 9th June 2026

Quick and easy and widely accepted.

5
Quick and easy and widely accepted. Reviewed on: 9th June 2026

It works, no hassle and stress free

5
It works, no hassle and stress free Reviewed on: 9th June 2026

Can use at such a range retailers, really handy.

5
Can use at such a range retailers, really handy. Reviewed on: 9th June 2026

I use PayPal credit all the time.

5
I use PayPal credit all the time when purchasing anything over £100, helps me budget better and allows me to buy goods when I need them such as in an emergency. Recently bought a new washing machine and used PayPal credit to spread the cost. Reviewed on: 9th June 2026

Very easy to apply and get approved

5
Very easy to apply and get approved Reviewed on: 9th June 2026

Excellent

5
Always able to find the best way of paying. Easy to use Reviewed on: 9th June 2026

I have used PayPal for many years!

5
I have used PayPal for many years! I love the split payments with 0% interest for a few months so I can manage my money better. When I have had to contact an advisor they have been easy to talk to an actual human and very efficient at dealing with my issues. Reviewed on: 9th June 2026

Always a good experience

5
Easy way of paying throughout most purchases online with the added security of PayPal backing you. I love the flexibility of it. Really quick and simple to use with additional benefits (points system etc.) which benefit you and you only in the long run. Reviewed on: 9th June 2026

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