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PayPal: PayPal Credit reviews

4.90
Based on 80,226 reviews, last reviewed 21st Apr 2026
2714000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great service got through to agent quickly Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026
Vernon s's avatar
Vernon s

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80226)

Helpful when in need helps get items for my child...

5
Helpful when in need helps get items for my child Reviewed on: 15th June 2024

Great experience.

5
Great experience. Easy to use and contact customer service. I am really happy over all Reviewed on: 15th June 2024

Very good experience to online payments.

5
Very good experience to online payments. Excellent service Reviewed on: 15th June 2024

Never had a problem

5
I've never had a problem with PayPal. I find payments alot easier using PayPal and feel safer online paying by paypal Reviewed on: 15th June 2024

Better than bank

5
It is very handy during these difficult days. And the fact that you dont have any transaction fees is even more better than planned overdraft or a credit card. It is easy to get it and Im pretty sure that after a while when someone will use it often, Paypal will be able to increase your credit amount. Highly recommended. Reviewed on: 15th June 2024

Good morning experience and easy to manage.

5
Good morning experience and easy to manage. Reviewed on: 15th June 2024

Very very good, easy and simple service

5
Very very good, easy and simple service Reviewed on: 15th June 2024

It’s always been 5star.

5
It’s always been 5star. Even when I’ve made an error, PP customer service has been spot on. Reviewed on: 15th June 2024

Brilliant service great offers would highly recommen...

5
Brilliant service great offers would highly recommend it to all my family and friends and work colleagues Reviewed on: 15th June 2024

PayPal is the pal I never knew I needed

5
PayPal is always there and very helpful when I need credit or pay in three. Reviewed on: 15th June 2024

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