Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

View other PayPal products

4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181058)

Convenient, Simple and Flexible.

PayPal Credit has been simple and convenient to use. The application process was straightforward, payments are easy to manage, and the flexibility has been helpful when making larger purchases. Overall, I’ve had a positive experience and would recommend it to others looking for a flexible payment option. Reviewed on: 9th June 2026

Flexabilityit very flexible for my needs

it very flexible for my needs, great service Reviewed on: 9th June 2026

Easy to use

Had a direct debit issue which was resolved quite quickly.The advisor was polite and professional. Reviewed on: 9th June 2026

PayPal is very safe, efficient and easy to use.

PayPal is very safe, efficient and easy to use. Easy to track payments in and out, makes online shopping so easy and reliable. Reviewed on: 9th June 2026

Great Financial procider

I have been using for years and it has always been very efficient, flexible and easy to work with. The customer service have been helpful in the few occasions I needed them Reviewed on: 9th June 2026

Easy to make and spread payments out

Easy to make and spread payments out Reviewed on: 9th June 2026

I have used PayPal credit for a while and it's simpl...

I have used PayPal credit for a while and it's simple to use, you can set up repayments that suit you and pay extra. Reviewed on: 9th June 2026

I love PayPal credit!

I love PayPal credit! I use it very often. Its incredibly user friendly & I like that you can set up direct debit payments too. I also love the paypal+ reward scheme as this gives money back just for using PayPal/PayPal credit. Reviewed on: 9th June 2026

Useful for when payday hasn't arrived yet

Useful for when payday hasn't arrived yet Reviewed on: 9th June 2026

Super easy to sign up and excellent communication

Super easy to sign up and excellent communication Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101230 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub