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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80472 reviews)

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4.90

Based on 80,472 reviews, last reviewed 21st Apr 2026

2736700% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always helpful and offer good services Always helpful and offer good services Reviewed on: 21st April 2026

Latest lowest rating:

1

Customer service is not active and you will need to... Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80472)

Quick response and very experienced customer support

Quick response and very experienced customer support Reviewed on: 15th June 2024

Great experience.

Great experience. Never had any issues Reviewed on: 15th June 2024

Great help to me and got me out of few...

Great help to me and got me out of few jams Reviewed on: 15th June 2024

"PayPal: A Comprehensive and Secure Payment Solution"

1. Ease of Use: PayPal is known for its user-friendly interface, making it easy for users to send and receive money, pay for goods and services, and manage their accounts. 2. Security: PayPal employs robust security measures, including encryption and fraud detection, to protect users’ financial information. Users can make transactions without sharing their financial details with the recipient. 3. Versatility: Users can link multiple bank accounts, credit cards, and debit cards to their PayPal account. This flexibility allows for a variety of funding sources and payment options. 4. Global Reach: PayPal operates in over 200 countries and supports 25 currencies, making it a versatile tool for international transactions. 5. Buyer and Seller Protection: PayPal offers protection programs for both buyers and sellers. Buyers can receive refunds for items that don’t arrive or match the seller’s description, while sellers are protected against fraudulent chargebacks and claims. 6. Integration: PayPal can be integrated with various online shopping platforms, making it a popular choice for e-commerce businesses. It also offers solutions for invoicing, subscription billing, and point-of-sale systems. 7. Mobile App: The PayPal mobile app provides a seamless experience for managing transactions on the go. Users can check their balance, transfer money, pay bills, and more. • Convenience: Many users appreciate the convenience of PayPal for online shopping and sending money to friends and family. The process is often faster and simpler than traditional bank transfers. • Trust: PayPal’s long-standing reputation and security features have garnered trust from millions of users worldwide. Knowing that transactions are secure and protected adds peace of mind. • Customer Service: While PayPal generally receives positive feedback, some users report issues with customer service, particularly in resolving disputes or account limitations. However, experiences vary widely. The PayPal experience is generally positive for most users, offering convenience, security, and a wide range of services that cater to both personal and business needs. While there are some drawbacks, such as fees and occasional customer service issues, the benefits often outweigh these concerns for many users. Reviewed on: 15th June 2024

Easy to use and reliable, safe and secure system of...

Easy to use and reliable, safe and secure system of payment Reviewed on: 15th June 2024

Been using for ages.

Been using for ages. The 4 month 0% interest period is great at Christmas to spread costs. Reviewed on: 15th June 2024

Nice to use to treat myself

I use Paypal Credit fairly often, not because I have too as I never buy things that are more than I could afford to drop as a one time purchase but it's nice to split up payments to suit me & makes it easier to save consistently & still treat myself to nice things. The only thing that could be improved would be for payments to process & appear quicker on statements and activity. Reviewed on: 15th June 2024

Quick and efficient customer service.

The only problem that I've had using PayPal was an amount of money from my sister not being released because it looked like it was goods sent and not received, not a friends and family payment. PayPalcustimer service were able to sort out very quickly. Overall am very impressed by the service. Reviewed on: 15th June 2024

Extremely easy to use, quick and simple.

Extremely easy to use, quick and simple. Can add a good amount of cards to wallet and provides different methods of payment through PayPal credit and the Pay in 3 service. Promotional offers have been excellent with no interest on certain payments if repaid within a certain time frame. I have been using PayPal my whole adult life and will continue to use it. Also great for easily and efficiently transferring funds to friend and family when needed without worry or stress. Reviewed on: 15th June 2024

PayPal credit is a really great way to spread the co...

PayPal credit is a really great way to spread the cost of expenses whilst still enjoying life! Definitely recommend to anyone. Reviewed on: 15th June 2024

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