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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181058)

excellent credit

Always there when you need something Reviewed on: 9th June 2026

Paypal Credit are amazing

I have been using Paypal Credit for a few years and it’s been fantastic to say the least. The pay in 4 interest free option is amazing too and has always given me that flexibility to pay for things with more ease. I’ve only had to contact customer service once, and they were helpful and responsive. Reviewed on: 9th June 2026

10/10 would recommend

Paypal credit is really easy to use and also its super easy to submit payments. Information is clearly displayed so I know when I am making payments, the amount outstanding and when the 0% is going to expire so I can make additional payments. Its really handy and I would recommend. Reviewed on: 9th June 2026

I have been with Paypal for many years

I have been with Paypal for many years and find they give a brilliant service , many companies accept them and i have peace of mind using them. Reviewed on: 9th June 2026

Extremely easy

The product is extremely easy to use and hassle-free, making it compatible with most websites. Also with plenty of options for repayments Reviewed on: 9th June 2026

It'd be easy to tick all the 10/10 scores just to ge...

It'd be easy to tick all the 10/10 scores just to get a chance to win the money, however, i have yet to be dissappointed or to leave a bad review based on my experience so far and it has always been great. Reviewed on: 9th June 2026

Easy to use and on most purchases now available!

Easy to use and on most purchases now available! Reviewed on: 9th June 2026

Used PayPal for a long time.

Used PayPal for a long time. Some app defaults have caused me issues, like automatically selecting Good and Services as a payment option. Also, PayPal Pay in 3 seems to be appearing on my credit profile which is a put off. Reviewed on: 9th June 2026

Easy to use and helpful customer services

Easy to use and helpful customer services Reviewed on: 9th June 2026

Pay Pal is a good safe secure way to...

Pay Pal is a good safe secure way to purchase online Reviewed on: 9th June 2026

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