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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,585 reviews, last reviewed 21st Apr 2026
2747200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best I think is the most smart an trusted credit company Reviewed on: 21st April 2026
Ramo's avatar
Ramo

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80585)

Great idea and easy to choose during the checkout pr...

5
Great idea and easy to choose during the checkout process Reviewed on: 15th June 2024
Matt F's avatar
Matt F

All good, good backup.

5
All good, good backup.Convenient way to shop and manage money flow. Very happy with my sxperience Reviewed on: 15th June 2024
james nelson's avatar
james nelson

Extremely satisfied customer

5
I have been a PayPal customer for several years. I just feel so much safer making online payments via PayPal. I also have PayPal credit and I love that I get 4 months interest free credit. Whenever I have called customer service I find the staff very helpful. I am a huge fan of PayPal. Reviewed on: 15th June 2024
P W's avatar
P W

Always good service, never any issues

5
Always good service, never any issues Reviewed on: 15th June 2024
Nicola D's avatar
Nicola D

Good if you use interest free offers and deals etc b...

3
Good if you use interest free offers and deals etc but interest rate is far to high to use it for most things Reviewed on: 15th June 2024
Robw's avatar
Robw

Good Service

4
Great service even though no support from a hiccup I had with a difficult business, lost £250! Reviewed on: 15th June 2024
JONES's avatar
JONES

Easy to use and good customer services

5
Easy to use and good customer services Reviewed on: 15th June 2024
kazbrom's avatar
kazbrom

Top notch

5
They are a professional helpful and respectful. top notch Reviewed on: 15th June 2024
gareth roynon's avatar
gareth roynon

Pay pal great user experience

5
Great experience. Easy to use and clear too Reviewed on: 15th June 2024
Jermaine r's avatar
Jermaine r

Great choice if you need a quick credit!

5
Paypal has a great option which allows to pay over time (credit), it’s great they added a Paypal credit to their other options, such as Pay in 3. When it looks like they can’t go any better, they do! Reviewed on: 15th June 2024
Karolina G's avatar
Karolina G

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