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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181059 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181059)

Very easy to use.

Very easy to use. Always prompts when payments due. Reviewed on: 9th June 2026

So easy to set up.

So easy to set up.Reminders when dueAccepted at most retailers as an online payment. Easier to buy more expensive items and pay in instalments Reviewed on: 9th June 2026

Really helpful compared to others

Its the cheapest in terms of interest and the no interest for 4 months if over £100 is great Reviewed on: 9th June 2026

Great Experience with PayPal Credit

I have had a very positive experience with PayPal Credit. The application process was simple, payments were easy to manage, and everything worked as expected. The service is convenient for online purchases, and I appreciate the flexibility it provides. Overall, I am very satisfied and would recommend it to others. Reviewed on: 9th June 2026

Paypal has always been there!

Paypal has always been there for me since the early 2000's, which says a lot. I can trust them to be clear and straightforward in their customer service. I have the comfort knowing if any of my domestic appliances expire, Paypal Credit has a choice of convenient ways to me to purchase a replacement, so I don't have to worry. Their website is clear and easy to get around to see how much I owe and where I am in my current repayment plan. I really love them! Reviewed on: 9th June 2026

Good to use I like PayPal good staff

Good to use I like PayPal good staff Reviewed on: 9th June 2026

I've had a great experience using PayPal Credit.

I've had a great experience using PayPal Credit. The application process was straightforward, and the credit was available almost immediately. The flexibility to spread the cost of larger purchases has been really helpful, and managing payments through the PayPal app is simple and convenient. I particularly like the clear payment information and reminders, which make it easy to stay on top of repayments. Customer service has also been helpful whenever I've had questions. Overall, PayPal Credit has been a reliable and convenient way to manage purchases and cash flow. Reviewed on: 9th June 2026

I use PayPal all the time and prefer it as my method...

I use PayPal all the time and prefer it as my method of payment Reviewed on: 9th June 2026

Good and easy

Very easy to use and helpful when I needed this support Reviewed on: 9th June 2026

Amazing new product!

I have had an amazing experience with paypals new credit card and 0% for 4 months initiative, they’ve launched a very competitive product that works very well for their customers and have gave us something to be excited about in the lending space! I am looking forward to see how their points system updates and expands its offering. Reviewed on: 9th June 2026

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