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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181060 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181060)

So convenient and accessible.

So convenient and accessible. Makes my budgeting simple and I can plan ahead without the anxiety of waiting for pay day. Reviewed on: 9th June 2026

Very easy to use any issues can contact customer ser...

Very easy to use any issues can contact customer service easily would recommend Reviewed on: 9th June 2026

Brilliant !

I have used PayPal for years and it's so easy to use . There are so many more businesses that you can use it with . I use it for Christmas and birthday shopping and buying the more expensive items for my home. Reviewed on: 9th June 2026

when i needed to purchase something before my pensio...

when i needed to purchase something before my pension hit my account i was able to use the credit i have and do the purchase i was able then to repair the lock on the garage next day Reviewed on: 9th June 2026

Good usage, no heavy credit checks.

Good usage, no heavy credit checks. Easy and stress free Reviewed on: 9th June 2026

Fantastic platform!

Fantastic platform! Trusted and always feel protected , never use anything else when buying online A Reviewed on: 9th June 2026

PayPal is my go-to provider for money services.

PayPal is my go-to provider for money services. Using my debit card as the main money source, I know I'm not racking up debt when I pay with PayPal. It's accepted by all online stores, which makes it so easy to use. And there's the brilliant pay-in-3 option, which is interest-free. What could be better? Reviewed on: 9th June 2026

I’m happy to use that

I’m happy to use that, i rekomend this to ewruone Reviewed on: 9th June 2026

Great customer service

Easy to use and great customer service Reviewed on: 9th June 2026

Excellent service always easy to use and flexible pa...

Excellent service always easy to use and flexible payment options Reviewed on: 9th June 2026

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