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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181062 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181062)

It's a life saver can choose whether you can pay in...

It's a life saver can choose whether you can pay in 3 or can pay 0% in 4 month its useful for me when you cant pay things full price. You get points to the more you spend aswell Reviewed on: 9th June 2026

ZERO CONFUSION ZERO PROBLEMS

I've never had any issues with PayPal Credit. Everything works as easily and simply as it should. Reviewed on: 9th June 2026

Great service, easy to use especially on the app.

Great service, easy to use especially on the app. Really like the 4 month offer on interest as it helps with planning larger purchases. I also find more places accept PayPal which is great for online shopping. Reviewed on: 9th June 2026

Brilliant service.

Using PayPal credit for year's never had any issues. Brilliant service. Outstanding customer service. Reviewed on: 9th June 2026

I have moved from pay in 3 to PayPal credit and I ap...

I have moved from pay in 3 to PayPal credit and I appreciate the additional one month of no interest on purchases and I can easily navigate on the app and see how much time left on balances before they start accruing interest Reviewed on: 9th June 2026

Whenever I need they are helpful, never let me down

Whenever I need they are helpful, never let me down Reviewed on: 9th June 2026

Great experience with PayPal and PayPal credit.

Great experience with PayPal and PayPal credit. Easy to use and set up it’s my go to. Reviewed on: 9th June 2026

Brilliant bit of kit PayPal, used it for years!

Used PayPal for years - been a blessing, 4 months interest free on purchases is the bees knees and it gives me that bit extra time to get the things we need/want. I have called up a few times as well and always had good customer service and they genuinely will help you if it’s in their remit, thanks PayPal. Reviewed on: 9th June 2026

I use PayPal for most of my online purchases as the...

I use PayPal for most of my online purchases as the buyer protections and pay in 3 options are so appealing. I would recommend using it for the same. Reviewed on: 9th June 2026

Excellent service it allows me to purchase large val...

Excellent service it allows me to purchase large value items and pay in equal amounts very convient. Reviewed on: 9th June 2026

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