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PayPal: PayPal Credit reviews

4.90
Based on 80,800 reviews, last reviewed 21st Apr 2026
2767300% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and convenient payment platform I've had the best experience with PayPal offering fast transactions, but strong security and making online payments very convenient Reviewed on: 21st April 2026
Ainars Z's avatar
Ainars Z

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80800)

Paypall is amazing!

5
Paypall is amazing! I would recommend it for all! Reviewed on: 16th June 2024

Easy access,good value and excellent rates

5
Easy access,good value and excellent rates Reviewed on: 16th June 2024

PayPal offers many different credit options such as...

5
PayPal offers many different credit options such as no interest over 10 months. Makes it much easier to purchase things you need without worrying about ridiculous interest rates. I use PayPal credit to go on a holiday last year, if not for PayPal credit I would’ve missed out on the holiday. Reviewed on: 16th June 2024

Helpful short interest free periods, accepted paymen...

5
Helpful short interest free periods, accepted payment method by a range of companies. Waiting for PayPal to extend periods of interest free payment- 6 months, 12 months etc, especially for higher value purchases. Also to become accepted payment by all Reviewed on: 16th June 2024

Always there to help.

5
Paypal is always there when I need a little bit of help with payments. I especially like the choice of paying in full or on credit or pay in three. Reviewed on: 16th June 2024

I use PayPal credit all the time.

5
I use PayPal credit all the time.I find that is gives me an easy knowing my purchase is protected , but also flexibility with my finances. The promotional offers of 0% interested are just perfect for booking hotels, buying hotel tickets and everyday online shopping. Reviewed on: 16th June 2024

Always great way to pay over time .

5
Always great and easy to use. Easy to understand any charges and great cominications Reviewed on: 16th June 2024

Easy to use

5
Easy to use. Helpful customer service Reviewed on: 16th June 2024

Instant, easy, safe, quick to apply, hassle free che...

5
Instant, easy, safe, quick to apply, hassle free checkout on websites! Reviewed on: 16th June 2024

Very good every time feel safe about transaction and...

5
Very good every time feel safe about transaction and my money Reviewed on: 16th June 2024

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