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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181060 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181060)

Very helpful, everything explained!

Very helpful, everything explained! Made me feel confident. Reviewed on: 9th June 2026

Card you can count on

This is my card of choice due to the flexibility of payment and pay over 4 months for certain type of transaction. Reviewed on: 9th June 2026

Applying was really simple.

Applying was really simple. Having a card you can use in shops makes life easier. Reviewed on: 9th June 2026

No problems with the service Had no issues at all

No problems with the service Had no issues at all Reviewed on: 9th June 2026

Seamless, long 0% period!

Apart from being everything a good credit card should be, the best part I like is the 4 months no interest period, ease of transactions & security. Reviewed on: 9th June 2026

Faster, easy and reliable.

Faster, easy and reliable. Allowed me to build my credit score and improved my financial situation Reviewed on: 9th June 2026

Easy to use, accessible, payment and transfers are...

Easy to use, accessible, payments and transfers are easy too. I have been using it for a long time and this the app I use for online purchases rather than credit card Reviewed on: 9th June 2026

A great experience all round with the ways of paying...

A great experience all round with the ways of paying, points & easy use of the App. Reviewed on: 9th June 2026

It's a life saver can choose whether you can pay in...

It's a life saver can choose whether you can pay in 3 or can pay 0% in 4 month its useful for me when you cant pay things full price. You get points to the more you spend aswell Reviewed on: 9th June 2026

ZERO CONFUSION ZERO PROBLEMS

I've never had any issues with PayPal Credit. Everything works as easily and simply as it should. Reviewed on: 9th June 2026

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