Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,151 reviews, last reviewed 19th Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

Helps pay for unexpected items or just buying bigger...

Helps pay for unexpected items or just buying bigger value whilst spreading the cost at 0% Reviewed on: 9th June 2026

Very helpful having 0% interest fir four months

Very helpful having 0% interest fir four months Reviewed on: 9th June 2026

Excellent

Paypal are very helpful it gives you flexibility with your finances. Reviewed on: 9th June 2026

Best tool on the market

Always easy and straightforward to use. Many payment options. Reviewed on: 9th June 2026

Always very happy for customer service, well exper...

Always very happy for customer service, well experienced properly explained to understand the situation. Reviewed on: 9th June 2026

PayPal remains one of the most reliable digital paym...

PayPal remains one of the most reliable digital payment platforms available. The interface is straightforward, transactions process quickly, and the buyer protection gives real peace of mind when shopping online. Whether you're paying a friend back or making an international purchase, it handles everything seamlessly. A trusted name for good reason. Reviewed on: 9th June 2026

Excellent.

Excellent. Always a good experience Reviewed on: 9th June 2026

Nothing but good vibes from PayPal .

Nothing but good vibes from PayPal . Easy to use and great value. Reviewed on: 9th June 2026

I enjoy using PayPal credit as a way to be flexible...

I enjoy using PayPal credit as a way to be flexible with my money Reviewed on: 9th June 2026

Good customer service.

Good customer service. Easy to use anywhere. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub