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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,867 reviews, last reviewed 22nd Apr 2026
2773700% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service and good customer service Very good service and good customer service Reviewed on: 22nd April 2026
Mahmoud 's avatar
Mahmoud

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (80867)

I always use paypal for everything.

5
I always use paypal for everything. Really easy to use Reviewed on: 16th June 2024
Natasha c's avatar
Natasha c

I rate PayPal as excellent.

5
I rate PayPal as excellent. Due to it being the best go to financial help I've come across. Just as long as your able to do it within your means. I'm happy with the service. Reviewed on: 16th June 2024
Kelly McIntyre 's avatar
Kelly McIntyre

They have never charged me interest in the things I...

5
They have never charged me interest in the things I buy Reviewed on: 16th June 2024
Will's avatar
Will

Most of time I pay through PayPal safer and secur...

5
Most of time I pay through PayPal safer and secure to pay or send money, very highly rated Reviewed on: 16th June 2024
Christine 's avatar
Christine

I FIND HAVING PAYPAL VERY USEFUL AND EASY TO USE

5
I FIND HAVING PAYPAL VERY USEFUL AND EASY TO USE Reviewed on: 16th June 2024
TRICIA 's avatar
TRICIA

Fast efficient service.

5
Fast efficient service. Good options for payment like pay in 3 and PayPal credit. Reviewed on: 16th June 2024
Kelly C's avatar
Kelly C

Excellent, ease of use of my account.

5
Excellent, ease of use of my account. You can speak to a human if you need to. Brilliant all service. Reviewed on: 16th June 2024
Allan H's avatar
Allan H

Good customer service, easy to use and pay is 3 is g...

5
Good customer service, easy to use and pay is 3 is great Reviewed on: 16th June 2024
Toby 's avatar
Toby

Great job PayPal!

5
All positive, I have no issues and have always trusted PayPal. I have never been forced into anything and the app is very easy to use Reviewed on: 16th June 2024
Sarah H's avatar
Sarah H

Brilliant

5
Been great experience, allowing me to buy now pay later, option also to pay in 3. Reviewed on: 16th June 2024
Melissa D's avatar
Melissa D

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