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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181059)

Taking control of payments

5
Its easy to buy, pay for later or lay in three across many shops and services or friends and family Reviewed on: 9th June 2026

Give me flexibility to buy

5
Give me flexibility in what I buy and when. Pay in three helps me budget to buy bigger items and over a short period without interest Reviewed on: 9th June 2026

Quick access to fund, easy mode of payment and quick...

5
Quick access to fund, easy mode of payment and quick customer support Reviewed on: 9th June 2026

Never any issues or problem

5
Never any issues or problems . So easy to use and always feel protected. App is also nice and straightforward. It has a great reputation and you know you are in safe hands. But with ease and confidence Reviewed on: 9th June 2026

Easy and convenient to use.

5
Easy and convenient to use. My go to way to pay for almost everything. Reviewed on: 9th June 2026

I have found PayPal to be a great

4
I have found PayPal to be a great way of sending money to friends and family. It makes paying at different online checkouts a breeze, making it very easy. Reviewed on: 9th June 2026

Paypal credit-there when I need it!

5
I find paypal credit really easy to use. It is also there for me whwn I am struggling a little and so want to stretch payments out. I am really happy with my experiences of using it. Reviewed on: 9th June 2026

Great Servicewhich give you time to pay...

5
Good for large purchases which give you time to pay and you can save up. Reviewed on: 9th June 2026

Paypal is my go to as I know that I...

5
Paypal is my go to as I know that I can trust them Reviewed on: 9th June 2026

Very helpful, everything explained!

5
Very helpful, everything explained! Made me feel confident. Reviewed on: 9th June 2026

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