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PayPal: PayPal Credit reviews

4.90
Based on 80,896 reviews, last reviewed 22nd Apr 2026
2776100% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Not bad not excellent Not bad could improve on somethings Reviewed on: 22nd April 2026
Victor 's avatar
Victor

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80896)

KRO KRO KRO

5
Grt customer service very helpful Reviewed on: 16th June 2024

Very flexible and affordable .

5
Very flexible and affordable . Never had a problem when needed to use PayPal credit. 0% interest option is great. Reviewed on: 16th June 2024

Storing out inquiries

5
PayPal have been very reliable when storing out queries and the are in response to messages. Reviewed on: 16th June 2024

Using PayPal credit is an easier way to pay for thin...

5
Using PayPal credit is an easier way to pay for things during a tough time. It lets you buy the things you need and pay for them when you can. I have set all my preferred payment methods to PayPal Credit and I haven’t looked back. 10/10 Reviewed on: 16th June 2024

Safer sending money

5
It helps that I have interest free options Reviewed on: 16th June 2024

PAYPAL IS FAB

5
Great experience can't fault it PayPal is always my go to payment method it gives you peace of mind security Reviewed on: 16th June 2024

.Good service

4
.never had a problem easy to use and understand. Have had for a few years now and would highly recommend Reviewed on: 16th June 2024

I've been using Pay Pal Credit for the last 5 years...

5
I've been using Pay Pal Credit for the last 5 years and I'm extremely pleased. Reviewed on: 16th June 2024

Paypal is the best , i allways use paypal, you dont’...

5
Paypal is the best , i allways use paypal, you dont’ have to worry about your money, when you bought something through paypal, i love to use paypal , Reviewed on: 16th June 2024

Never any problem always so simple to use.

5
Never any problem always so simple to use. Reviewed on: 16th June 2024

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