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PayPal: PayPal Credit reviews

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4.90
Based on 80,925 reviews, last reviewed 22nd Apr 2026
2778900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One of the most reliable apps always developing to k... One of the most reliable apps always developing to keep up with my needs Reviewed on: 22nd April 2026
Hesham h's avatar
Hesham h

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (80925)

Excellent service

5
very transparent app and quick loan option, which can be used at many sellers. Reviewed on: 16th June 2024
Zsolt S's avatar
Zsolt S

Excellent customer service and safe.

5
When I had a problem with a item not being delivered I contacted PayPal as I had used PayPal to pay for it, The member of staff was very helpful and reassuring that it would be resolved quickly, PayPal got my refund in around 10 days and keep me updated at all times of the process, I would definitely recommend them as safe to use and very helpful if you have a problem. Reviewed on: 16th June 2024
Dave F's avatar
Dave F

easy to use and you get full information on the cost...

5
easy to use and you get full information on the cost to repay Reviewed on: 16th June 2024
tony w's avatar
tony w

Easy and straightforward process

5
Easy and straightforward process Reviewed on: 16th June 2024
Adrian F's avatar
Adrian F

A really great service.

5
This service gives an affordable way to shop for things especially in sales rather than missing the opportunity. Reviewed on: 16th June 2024
Margo L's avatar
Margo L

No problem credit

5
Never have any problems and if you do help is only a phone call away with exalent help. Reviewed on: 16th June 2024
Henryk K's avatar
Henryk K

I always use PayPal credit for any purchase and it’s...

5
I always use PayPal credit for any purchase and it’s so straight forward and easy to use. It provides peace of mind that if I don’t have enough I can put it on monthly repayments without any interest. Reviewed on: 16th June 2024
Master 's avatar
Master

Problems with address format, but Customer Support h...

4
Problems with address format, but Customer Support have attempted to help, and otherwise the service is great Reviewed on: 16th June 2024
David M's avatar
David M

PayPal credit is very reasonable, great customer ser...

5
PayPal credit is very reasonable, great customer service whenever needed. Reviewed on: 16th June 2024
Sadie K's avatar
Sadie K

Good to use although they reduced my balance making...

5
Good to use although they reduced my balance making me less likely to use it Reviewed on: 16th June 2024
Ian B's avatar
Ian B

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