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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181058)

Having PayPal credit has helped me in so many ways

Having PayPal credit has helped me in so many ways Reviewed on: 9th June 2026

There is a time I was struggling with the financial...

There is a time I was struggling with the financial situation and PayPal credit helped me a lot, I really appreciate it Reviewed on: 9th June 2026

Excellent.

Excellent in every way possible, from protecting purchases to spreading the cost. Reviewed on: 9th June 2026

A 1 ! The best .

From day 1 untill many years later , I will always be with PayPal ! I have more confidence in them the more involved I get . Simply great. It's all so very easy & professional. Reviewed on: 9th June 2026

Easy and relax

I can say i have very stress free expenses just due to paypal credit Reviewed on: 9th June 2026

I love using paypal

I have not had any issues with using my PayPal account. It gives me freedom to buy and pay off either a minimum payment or I can pay that bit extra to get my balance down. Reviewed on: 9th June 2026

Great service

Very pleased with options offered. Reviewed on: 9th June 2026

Safe when buying

Very reliable also safety of mind when buying. Reviewed on: 9th June 2026

I like the idea of pay in 3.

I like the idea of pay in 3. It allows me to spread the cost in 3 instalments over 3 months, it's financially viable. Reviewed on: 9th June 2026

Taking control of payments

Its easy to buy, pay for later or lay in three across many shops and services or friends and family Reviewed on: 9th June 2026

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