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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181058)

Excellent

Always able to find the best way of paying. Easy to use Reviewed on: 9th June 2026

I have used PayPal for many years!

I have used PayPal for many years! I love the split payments with 0% interest for a few months so I can manage my money better. When I have had to contact an advisor they have been easy to talk to an actual human and very efficient at dealing with my issues. Reviewed on: 9th June 2026

Always a good experience

Easy way of paying throughout most purchases online with the added security of PayPal backing you. I love the flexibility of it. Really quick and simple to use with additional benefits (points system etc.) which benefit you and you only in the long run. Reviewed on: 9th June 2026

Always a quick and easy to use .

Always a quick and easy to use . Any problems are always resolved with minimum fuss Reviewed on: 9th June 2026

I had amazing experience with them.

I had amazing experience with them. Reviewed on: 9th June 2026

Never had any problems since I started using PayPal.

Never had any problems since I started using PayPal. As they have expanded their products, I have gone with them. Reviewed on: 9th June 2026

Easy to use bonus with interest free credit for larg...

Easy to use bonus with interest free credit for larger purchases and the pay in 3 months Reviewed on: 9th June 2026

Excellent customer service, people go above and beyond.

Excellent customer service, people go above and beyond. offers they have available always makes shipping much easier and affordable. Reviewed on: 9th June 2026

Easy to use and very convenient.

Easy to use and very convenient. Great service!! Reviewed on: 9th June 2026

Top payment option

PayPal is very easy to use and very handy when making online purchases. It’s got different options to pay, being able to spread payments with easy to understand credit plans. Reviewed on: 9th June 2026

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