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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181058)

Very easy service and well integrated into my existi...

5
Very easy service and well integrated into my existing PayPal account Reviewed on: 9th June 2026

Easy to use, well integrated, variety of payment opt...

5
Easy to use, well integrated, variety of payment options - great experience. Reviewed on: 9th June 2026

Handy facility to have access to

5
Handy facility to have access to Reviewed on: 9th June 2026

Never had any problems would recomend good for rainy...

5
Never had any problems would recomend good for rainy day purchases.great way ro pay Reviewed on: 9th June 2026

PayPal are the best thing since sliced bread.

5
PayPal are the best thing since sliced bread. Everyone is helpful and nothing is too much trouble. Any problems I've had, have been sorted promptly with no fuss. Keep up the good work Reviewed on: 9th June 2026

Quick and easy and widely accepted.

5
Quick and easy and widely accepted. Reviewed on: 9th June 2026

It works, no hassle and stress free

5
It works, no hassle and stress free Reviewed on: 9th June 2026

Can use at such a range retailers, really handy.

5
Can use at such a range retailers, really handy. Reviewed on: 9th June 2026

I use PayPal credit all the time.

5
I use PayPal credit all the time when purchasing anything over £100, helps me budget better and allows me to buy goods when I need them such as in an emergency. Recently bought a new washing machine and used PayPal credit to spread the cost. Reviewed on: 9th June 2026

Very easy to apply and get approved

5
Very easy to apply and get approved Reviewed on: 9th June 2026

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