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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Excellent service

5
Always given excellent service and any issues are worked out immediately, no hassle. Reviewed on: 9th June 2026

Great service great customer support and care.

5
Great service great customer support and care.very pleased with product offered Reviewed on: 9th June 2026

PayPal is excellent they allow you to spread your pa...

5
PayPal is excellent they allow you to spread your payments Reviewed on: 9th June 2026

Secure security and verfication.

5
Secure security and verfication. Customer service always friendly and helpful Reviewed on: 9th June 2026

Buying on a budget for that must have

5
Buying what you want at a pace which suits your budgeting. Reviewed on: 9th June 2026

If i got an issue with the vendor paypal sorted...

5
If i got an issue with the vendor paypal sorted it out Reviewed on: 9th June 2026

its been fine.

4
its been fine. TBF, I was able to get Paypal credit and been paying back slowly. Thi is conveneient for now, and I will blitz the overdraft asap. Their overdue charges are reasonable. Not bad. Reviewed on: 9th June 2026

Easy to manage!

5
Easy to use, manage and name payments Reviewed on: 9th June 2026

Find PayPal a safe way to pay for internet items...

5
Find PayPal a safe way to pay for internet items Reviewed on: 9th June 2026

Always helpful and understanding when sorting things...

5
Always helpful and understanding when sorting things out . Easy to talk too and so nice . Reviewed on: 9th June 2026

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