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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,209 reviews, last reviewed 22nd Apr 2026
2805400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Points make rewards! Really good to know that it's there when I need it! Lovin the new debit card pay and PayPal plus, it feels like you're getting rewarded for using them... Read more Reviewed on: 22nd April 2026
Lori's avatar
Lori

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
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Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (81209)

Very easy to use.

5
Very easy to use. Reminders are also great. Keep you on top of your finances Reviewed on: 16th June 2024
Shirley b's avatar
Shirley b

Pay Pal is a must have these days.

5
Pay Pal is a must have these days. Pay pal credit or pay in 3 offers flexibility when buying. I have been using PayPal for quite a few years now and it came very handy on a few occasions. Reviewed on: 16th June 2024
Cos P's avatar
Cos P

I’ve been using PayPay services for several years an...

5
I’ve been using PayPay services for several years and I will 100% recommend this app to everybody. It makes my shopping much safer and quicker. The customer service is excellent as well, they solve any issue so quickly and smoothly. Reviewed on: 16th June 2024
Kat B's avatar
Kat B

Fantastic credit options I use the pay in 3 ...

5
Fantastic credit options I use the pay in 3 a lot Reviewed on: 16th June 2024
Olubusola J's avatar
Olubusola J

PayPal credit has been excellent especially during h...

5
PayPal credit has been excellent especially during hard times of financial stress. Reviewed on: 16th June 2024
Joanne S's avatar
Joanne S

PayPal credit is a wonderful financial backup.

5
PayPal credit is so easy to use and such a life saver when unexpected breakdowns happen and you can't afford to pay for replacement items outright. It's a wonderful peace of mind knowing that PayPal credit has your back! Reviewed on: 16th June 2024
Diana C's avatar
Diana C

I've been using PayPal for years.

5
I've been using PayPal for years. Every problem I've encountered has been resolved quickly. 9 times out of 10 the PayPal reps do a brilliant job on the live chat and make it much easier resolving disputes or raising queries. Overall the service provided has never let me down and I consistently use it on a weekly basis. Easy, convenient and efficient to use. Reviewed on: 16th June 2024
Oliver's avatar
Oliver

Very safe and convenient.

5
Very safe and convenient. I know that payments are secure and very good complaints procedures that gives confidence to the customer. Reviewed on: 16th June 2024
Andy Watson's avatar
Andy Watson

I have used PayPal for years and have never had any...

5
I have used PayPal for years and have never had any issues. Reviewed on: 16th June 2024
Sharon S's avatar
Sharon S

Help me buy goods without interest.

5
Help me buy goods without interest. Reviewed on: 16th June 2024
C Elias's avatar
C Elias

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