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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181057)

Now that you can use PayPal Credit via ApplePay and...

Now that you can use PayPal Credit via ApplePay and a Physical Creditcard, it's a total game changer. i love it. Reviewed on: 9th June 2026

Very easy to use and safe .

Very easy to use and safe .Transactions are made easy with whatever way you decide to pay and you know you are covered by PayPal Reviewed on: 9th June 2026

It is really great and provides me with the flexibil...

It is really great and provides me with the flexibility needed in order to get through the month! Would really recommend to my friends and family. Reviewed on: 9th June 2026

PayPal is safe, efficient and reliable.

PayPal is safe, efficient and reliable. I love not having to share my bank account information and that I can send and receive money using my email address. I feel PayPal gives me extra protection. Reviewed on: 9th June 2026

Paypal Service

So easy to use, had no problems so far and have been with them a long while now Reviewed on: 9th June 2026

PayPal saved me through some very dark times on mate...

PayPal saved me through some very dark times on maternity when I needed the basics in life but couldn’t afford the upfront payment. The pay in 3 option plus the credit limit is brilliant. I now ensure I use it less now I’m back at work but know it’s my safety net. I will always use this as my primary way to pay if there’s that option as I know I earn points which can be used to reduce my purchase bill when saved up. Reviewed on: 9th June 2026

Safety and Security

I feel my money is protected when using PayPal, and would highly recommend using to my friends and family. I feel confident when using PayPal in particular with online purchases. Reviewed on: 9th June 2026

Really positive experience - love using PayPal for m...

Really positive experience - love using PayPal for my bigger purchases to spread the cost Reviewed on: 9th June 2026

Always very helpful if something goes wrong.

Always very helpful if something goes wrong. Helped in claims payment plans are excellent way of spreading costs Reviewed on: 9th June 2026

Very easy service and well integrated into my existi...

Very easy service and well integrated into my existing PayPal account Reviewed on: 9th June 2026

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