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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Really easy to use when paying for things and if the...

Really easy to use when paying for things and if there's any issues, pay pal are really quick to sort it out. That's why I always prefer to pay using pay pal. Reviewed on: 9th June 2026

Time lag

Wish there was less of a time lag between the transaction time and the time it hits my bank account. Reviewed on: 9th June 2026

PayPal your best friend.

My go to place to pay for goods, whenever possible. Reviewed on: 9th June 2026

It’s there when you need it .

It’s there when you need it .no hassle,no drama.simple to get around Reviewed on: 9th June 2026

Great way to shop with.

I feel PayPal credit is very easy to apply for and use once you get it, it’s very convenient to purchase the things you want at a drop of a hat. And as long as you keep your eye on the balance you owe and make regular payments your happy. Reviewed on: 9th June 2026

Overall happy with PayPal very easy to use and helpf...

Overall happy with PayPal very easy to use and helpful especially with pay in 3 or 0% interest with some retailers Reviewed on: 9th June 2026

Using PayPal credit is easy and a great option to sp...

Using PayPal credit is easy and a great option to spread cost of items. The additional month (4 months instead of 3) of interest free also makes it stand out compared to other short term credit providers. Reviewed on: 9th June 2026

I’m amazed how good using your credit card, I switch...

I’m amazed how good using your credit card, I switched to use yours only as it’s easy and accepted everywhere even abroad Reviewed on: 9th June 2026

Easy to use,safe and trustable, is possible to use a...

Easy to use,safe and trustable, is possible to use around the world. Reviewed on: 9th June 2026

PayPal is an ideal way to pay for goods .

PayPal is an ideal way to pay for goods . Easy to use . Reviewed on: 9th June 2026

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