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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181057 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181057)

Its a very good system and easy to use

Its a very good system and easy to use Reviewed on: 9th June 2026

Very good service and fast service

Very good service and fast service Reviewed on: 9th June 2026

Why PayPal and PayPal Credit Work for Me

PayPal makes online shopping feel effortless and secure. Payments are fast, protected, and widely accepted, so you can check out almost anywhere without digging for your card. I love how easy it is to track purchases and send or receive money with just a few taps. PayPal Credit adds even more flexibility. The option to spread payments over time - often with promotional interest‑free periods - makes bigger purchases more manageable without the hassle of traditional credit cards. Together, they create a smooth, reliable way to shop, budget, and stay in control of my spending. Reviewed on: 9th June 2026

Very helpful and good service for

Very helpful and good service for Reviewed on: 9th June 2026

Very helpful and good service to

Very helpful and good service to Reviewed on: 9th June 2026

convenient and great interest-free options

I have been using PayPal Credit regularly and it is genuinely a great tool. It is incredibly fast and convenient to use. A fantastic feature is that when you spend over a certain amount, it automatically allows you to split the payment into 4 months of interest-free installments, which helps a lot with managing budget. Reviewed on: 9th June 2026

Excellent customer services

Whenever i have raised issues, customer service has always helped promptly. Reviewed on: 9th June 2026

Even easy for an old person.

Easy to use, no hassles and excellent value. The online app that assists to help you manage the finances is easy to use and great for us older people that are not so tech savvy. Reviewed on: 9th June 2026

my go to credit.

my go to credit. flexible repayment options. always great customer service whenever ive needed to contact them. highly recommend. Reviewed on: 9th June 2026

Excellent secure payment method, easy to use and acc...

Excellent secure payment method, easy to use and acceptable at lots of places Reviewed on: 9th June 2026

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