Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181056)

I am using papal long time,it’s worth it

5
I am using papal long time,it’s worth it Reviewed on: 9th June 2026

All issues are efficiently handled and resolved.

5
All issues are efficiently handled and resolved. Payment is secure and I always feel confident when using PayPal. Reviewed on: 9th June 2026

Swift payment, easy app access and helpful ways to s...

4
Swift payment, easy app access and helpful ways to spread payments Reviewed on: 9th June 2026

All good so far for me.

5
All good so far for me. The customer service is efficient once you report an issue. Reviewed on: 9th June 2026

Paypal always

5
Easy to use and easy repayments with lots of options Reviewed on: 9th June 2026

When ever I contacted PayPal for help they understan...

4
When ever I contacted PayPal for help they understand my concerns and acted swiftly. Reviewed on: 9th June 2026

PayPal is an excellent platform for us to purchase s...

5
PayPal is an excellent platform for us to purchase something and u can choose the best method as how to complete your payment. Also I’ll introduce to all my friends Reviewed on: 9th June 2026

Never had any issues.

5
Never had any issues. Always safe, always secure. Reviewed on: 9th June 2026

Absolutely Fabulous

5
They are perfect. I never ever had any problems with this card and payment. You get %1 money back for shopping when you are using your PayPal card. Reviewed on: 9th June 2026

Its a very good system and easy to use

5
Its a very good system and easy to use Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101227 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products