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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 81,489 reviews, last reviewed 22nd Apr 2026
2831800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am a loyal customer from Paypal. I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is goi... Read more Reviewed on: 22nd April 2026
Alexander C's avatar
Alexander C

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (81489)

Ease of paying with PayPal and I trust them entirely.

5
Ease of paying with PayPal and I trust them entirely. Reviewed on: 17th June 2024
Bob R's avatar
Bob R

Easy to manage money, help settle regular payments

5
Easy to manage money, help settle regular payments Reviewed on: 17th June 2024
Marek J's avatar
Marek J

PayPal gives you time before interest is added ,grea...

5
PayPal gives you time before interest is added ,great idea would recommend Reviewed on: 17th June 2024
Anita M's avatar
Anita M

Convenient

5
Good interest rate on credit. Convenient to pay different retailers. Reviewed on: 17th June 2024
Victoria G's avatar
Victoria G

Great reliable and trustworthy service

5
Great reliable and trustworthy service Reviewed on: 17th June 2024
DeePatel's avatar
DeePatel

Easy to use

5
Easy to use, makes it easy to manage my money. Would recommend to others. Few changes to the app with managing personal details that could be easier. Reviewed on: 17th June 2024
Jessie's avatar
Jessie

Better than banks

5
Easy to use. Very quick to use and setup.. build credit easy can make payments easily and keep track of it Reviewed on: 17th June 2024
noor's avatar
noor

Easy to use

5
Easy to use, and very easy to get a refund Reviewed on: 17th June 2024
Dee's avatar
Dee

I find PayPal credit a very good service, I use this...

5
I find PayPal credit a very good service, I use this often and find it very good value. Reviewed on: 17th June 2024
Cassie M's avatar
Cassie M

Happy with credit option, helps spread the cost

4
Happy with credit option, helps spread the cost Reviewed on: 17th June 2024
Agnieszka S's avatar
Agnieszka S

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