Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181055)

Always quick to pick up and very helpful.

5
Always quick to pick up and very helpful. The app has many great features. Using it for years and always happy Reviewed on: 9th June 2026

Been with PayPal for years pretty good

4
Been with PayPal for years pretty good Reviewed on: 9th June 2026

With Pay Pal I have no worries on purchasing or refu...

5
With Pay Pal I have no worries on purchasing or refunds I feel totally secure statements and balance is clear and easy to understand and the customer service is excellent Reviewed on: 9th June 2026

Easy and risk free purchases, ideal having access th...

5
Easy and risk free purchases, ideal having access through my apple wallet Reviewed on: 9th June 2026

Excellen

4
Excellent i have good experience with PayPal Reviewed on: 9th June 2026

Using PayPal for over 10 years and very good no prob...

5
Using PayPal for over 10 years and very good no problem at all and secure and if u have problem with scam they can get ur money back Reviewed on: 9th June 2026

Pay in 4 is a game changer

5
The benefits of paying over 4 payments is a big factor and plays a massive part of buying from a retailer who allows you to pay via paypal Reviewed on: 9th June 2026

Very helpful .....

5
Very helpful and good service for everyone... nicely and full of goodness Reviewed on: 9th June 2026

PayPal never let's me down

5
PayPal is a godsend for me especially if something unexpectedly needs replacing, I know I can pay back in affordable payments without breaking the bank. They offer fantastic payment options so if money is tight you aren't leaving yourself short. Reviewed on: 9th June 2026

I am using papal long time,it’s worth it

5
I am using papal long time,it’s worth it Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101227 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products