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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I like the pay later but when you have multiple purc...

I like the pay later but when you have multiple purchases from different retailers and you make a payment it just get auto allocated and it can take a while to update Reviewed on: 9th June 2026

Always happy to use PayPal Credit.

Always happy to use PayPal Credit. Especially the Pay in Three product. Reviewed on: 9th June 2026

I've had a positive experience using PayPal Credit.

I've had a positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the PayPal app, and the interest-free promotional periods have been helpful for spreading the cost of larger purchases. It's a convenient option when used responsibly, and I appreciate the flexibility it provides. Overall, a useful service for managing purchases and cash flow. Reviewed on: 9th June 2026

Very easy and readily available across many sellers

Very easy and readily available across many sellers Reviewed on: 9th June 2026

People don’t understand how much we need these compa...

People don’t understand how much we need these companies, like PayPal Credit.It helped me build my credit score and gave me the flexibility to invest in the tools I needed for work. Simple to use, genuinely helpful — couldn't recommend it more. Reviewed on: 9th June 2026

Good customer service and they make sure the problem...

Good customer service and they make sure the problem is solved Reviewed on: 9th June 2026

Very simplied assess.

Very simplied assess. Easy to use Reviewed on: 9th June 2026

I use PayPal on all my purchases, it’s simple to use...

I use PayPal on all my purchases, it’s simple to use just two clicks, no hassle and quick at sorting out any issues I may have. It’s my best pal when I need to pay. Reviewed on: 9th June 2026

Very convenient why of budgeting when money is a lit...

Very convenient why of budgeting when money is a little tight Reviewed on: 9th June 2026

I love PayPal.

I love PayPal. It has been great for purchasing when I need to spread the cost. Any issues and I know I’m covered just like credit card purchases. Reviewed on: 9th June 2026

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