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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I have never had any issues with Pay Pal, they are a...

I have never had any issues with Pay Pal, they are always there to help resolve any issues and they are always very helpful. Reviewed on: 9th June 2026

Happy with the payment options, but exchange rates poor

Happy with the payment options, but exchange rates are poor (I use £/€). Reviewed on: 9th June 2026

First time using very easy to set up.

First time using very easy to set up. App is very convenient Reviewed on: 9th June 2026

PayPal Credit

I love how easy it is to buy things, I get points and 4 months interest free. Reviewed on: 9th June 2026

Easy to use, extra time to pay off over 4 months ins...

Easy to use, extra time to pay off over 4 months instead of the pay in 3 Reviewed on: 9th June 2026

Generally happy with PayPal.

Generally happy with PayPal. Hassle free . Reviewed on: 9th June 2026

Safe and Save

Safest way to do a transactions, also gives many ways to save money if you have to pay money in foreign currency. Reviewed on: 9th June 2026

Overall an excellent experience.

Overall an excellent experience. Reviewed on: 9th June 2026

Never had an issue.

Never had an issue. Simple to use and available to use widely. Reviewed on: 9th June 2026

Amazing in all areas

I have used paypal for years. As soon as I started earning money and spending it. I have used their credit account, their buy now pay later, most of their services and I have never had any issues. I've been scammed before and they have immediately helped get my money back. I have and will still recommend them to everyone. Reviewed on: 9th June 2026

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