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PayPal: PayPal Credit reviews

4.90
Based on 81,727 reviews, last reviewed 22nd Apr 2026
2853400% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026
Michael Gerrard's avatar
Michael Gerrard

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (81727)

Straight forward credit.

5
Easy to set up, direct debits come out on time with no surprise hidden fees. Great for managing your monthly outgoings knowing exactly when and what is going out. PayPal is also usable on so many websites and makes day to day purchases easy. Reviewed on: 17th June 2024

Very smooth and easy to use A1, easy to use app and...

5
Very smooth and easy to use A1, easy to use app and very quick, also very compatible with most company’s Reviewed on: 17th June 2024

It’s convenient and helpful in times of need

4
It’s convenient and helpful in times of need Reviewed on: 17th June 2024

Always use PayPal!

5
Always use PayPal! Once I had a problem and phoned and the problem was immediately rectified Reviewed on: 17th June 2024

I wish I could use PayPal more

5
Not many problems but when I have had an issue, customer services have been excellent and fixed it always. I have absolute faith in PayPal and find it a useful tool for most transactions. Wish I could use it more Reviewed on: 17th June 2024

I find it very useful, especially when you are tryin...

5
I find it very useful, especially when you are trying to pay off things a little at a time Reviewed on: 17th June 2024

Paypal Credit FTW

5
The 4 months 0% is great, it's allowed me to buy a new laptop and pay it over 4 months without paying any extra in interest. Reviewed on: 17th June 2024

Excellent facility for internet shopping .

5
Excellent facility for internet shopping. One click PayPal checkout alleviates the necessity to repeatedly typing name and address etc. Reviewed on: 17th June 2024

Nice one cirel

5
Very professional personal, ease of use. Reviewed on: 17th June 2024

Always been straight forward and customer service al...

5
Always been straight forward and customer service always happy to help Reviewed on: 17th June 2024

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