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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181055)

Pay in 3

5
Paypal has always been helpfull especially with the pay in 3 option wich comes in very handy. Reviewed on: 9th June 2026

safe money

5
I’ve used PayPal for general transactions and got money to be sent to me, but also PayPal credit. With their 4 month int free period I feel safe to use and pay with PayPal Reviewed on: 9th June 2026

Easy to set up and convenient

5
Easy to set up and convenient - rates could be better! Reviewed on: 9th June 2026

I really like PayPal Credit.

5
I really like PayPal Credit. It's super flexible and now that I can use it on ApplePay and Physical Creditcard, I use it all the time. Reviewed on: 9th June 2026

Paypal is excellent, very helpful when I have had to...

5
Paypal is excellent, very helpful when I have had to contact them Reviewed on: 9th June 2026

PayPal Credit saves my life on a monthly basis.

5
PayPal Credit saves my life on a monthly basis. Having an established credit limit allows me to use it when needed. Reviewed on: 9th June 2026

Apply in minutes and stay in control

5
Simple and clear application process, great app to stay in control. Reviewed on: 9th June 2026

Pp credit

5
It's there when you need no hassle straight forward Reviewed on: 9th June 2026

I have used PayPal for a long time.

5
I have used PayPal for a long time now and I have always known that my money will be safe in their hands. Reviewed on: 9th June 2026

Great service all the time.

5
Great service all the time. I've had no issues Reviewed on: 9th June 2026

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