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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81821 reviews)

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4.90

Based on 81,821 reviews, last reviewed 22nd Apr 2026

2862300% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Every good Super easy to use can you everywhere Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81821)

Interest free credit

Interest free credit up to 4 months is great for those more expensive items. Reviewed on: 17th June 2024

I’m very happy with Paypal and I will recommend to m...

I’m very happy with Paypal and I will recommend to my friends and family and it saved my life pay every three times month Reviewed on: 17th June 2024

strength to increase my affordability

PayPal credit gives me strength to increase my affordability and fullfil my desires. Reviewed on: 17th June 2024

Easy to use, clear to see charges and interest etc

Easy to use, clear to see charges and interest etc Reviewed on: 17th June 2024

Flawless service and secure connection

Flawless service and secure connection Reviewed on: 17th June 2024

Very happy overall love how I can pay in 3...

Very happy overall love how I can pay in 3 Reviewed on: 17th June 2024

Never an issue.

Never an issue. Always there when I need it Reviewed on: 17th June 2024

3 months interest free plan is really useful

3 months interest free plan is really useful Reviewed on: 17th June 2024

I’ve had a good experience overall but the APR can b...

I’ve had a good experience overall but the APR can be on the high side compared to other credit cards. Reviewed on: 17th June 2024

Really easy simple website.

Really easy simple website. Instalment payments are great. I use this on a regular basis, especially for larger purchases. Reviewed on: 17th June 2024

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