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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181054)

Excellent

5
Paypal are very helpful it gives you flexibility with your finances. Reviewed on: 9th June 2026

Best tool on the market

5
Always easy and straightforward to use. Many payment options. Reviewed on: 9th June 2026

Always very happy for customer service, well exper...

5
Always very happy for customer service, well experienced properly explained to understand the situation. Reviewed on: 9th June 2026

PayPal remains one of the most reliable digital paym...

5
PayPal remains one of the most reliable digital payment platforms available. The interface is straightforward, transactions process quickly, and the buyer protection gives real peace of mind when shopping online. Whether you're paying a friend back or making an international purchase, it handles everything seamlessly. A trusted name for good reason. Reviewed on: 9th June 2026

Excellent.

5
Excellent. Always a good experience Reviewed on: 9th June 2026

Nothing but good vibes from PayPal .

5
Nothing but good vibes from PayPal . Easy to use and great value. Reviewed on: 9th June 2026

I enjoy using PayPal credit as a way to be flexible...

5
I enjoy using PayPal credit as a way to be flexible with my money Reviewed on: 9th June 2026

Good customer service.

5
Good customer service. Easy to use anywhere. Reviewed on: 9th June 2026

Good secure platform

4
I have been using Paypal for many years, it has been a good really handy to have the Credit available Reviewed on: 9th June 2026

Pay in 3

5
Paypal has always been helpfull especially with the pay in 3 option wich comes in very handy. Reviewed on: 9th June 2026

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