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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Free money!

Free money! I get rewarded for paying my debit card payments by PayPal, what’s not to love?! Reviewed on: 9th June 2026

All the experiences have been good so far

All the experiences have been good so far Reviewed on: 9th June 2026

The service for aal

It's an easy quick and efficient payment service, have been with PayPal for a long time, and will continue to do so. Reviewed on: 9th June 2026

PayPal is the best finance provider, better than any...

PayPal is the best finance provider, better than any credit card I've ever had. Easy signing in, PayPal also gives you the chance to pay in 3 or you can do a credit payment with a 3 month interest on over £100. Reviewed on: 9th June 2026

Excellent & will surely recommend this to friends.

Excellent & will surely recommend this to friends. Reviewed on: 9th June 2026

Convenient yet manageable credit that gives flexibility

PayPal credit has been such a convenience, enabling me to make much needed purchases when I didn't have the full funds. Whilst it is advanced credit & should be carefully considered, the 0% over 4 months means I don't get into unsustainable debt and I can budget accordingly. Reviewed on: 9th June 2026

PayPal has been so unique in what they do to ease pe...

PayPal has been so unique in what they do to ease people to buy easier and with trust. They so quick at fixing issues in a correct order making sure both ends are happy. I appreciate buying on their site, knowing well that everything ll be fine with my money. Reviewed on: 9th June 2026

Always a great experience with PayPal!

Always a great experience with PayPal! You get rewarded for your loyalty as well as the company making it easy to get in contact if there’s ever an issue. The main thing is to be able to pay safely without the worry of other unsecured payment options. Great to have the option of 0% interest option via PayPal credit. Would love to see this option being able to be used everywhere though. Fantastic and trustworthy. Totally recommend. Reviewed on: 9th June 2026

It saved me when I was in a pickle

It saved me when I was in a pickle Reviewed on: 9th June 2026

great, easy to use and split payments in 3 without a...

great, easy to use and split payments in 3 without any extra charges Reviewed on: 9th June 2026

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