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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,947 reviews, last reviewed 22nd Apr 2026
2874100% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It can always be better, but overall it's okay It can always be better, but overall it's okay Reviewed on: 22nd April 2026
Deyan S's avatar
Deyan S

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81947)

PayPal credit has been very helpful and is a great p...

5
PayPal credit has been very helpful and is a great product with great interest rates Reviewed on: 17th June 2024
Nilp's avatar
Nilp

Found the whole process very simple and easy to setu...

5
Found the whole process very simple and easy to setup and use. Reviewed on: 17th June 2024
Christopher M's avatar
Christopher M

Staff are very helpful, and attentive.

5
Staff are very helpful, and attentive. I feel like a valued customer. They have been quick to respond to my inquiries and needs. I have not had any negative experiences at all. Reviewed on: 17th June 2024
sean h's avatar
sean h

Easy for spreading cost of bigger purchases, ease of...

5
Easy for spreading cost of bigger purchases, ease of buying abroad. Reviewed on: 17th June 2024
David Gransden's avatar
David Gransden

Brilliant facility that allows me to make purchases...

5
Brilliant facility that allows me to make purchases with confidence. Allows me to plan a better quality of purchases and have experiences that I could not afford otherwise Reviewed on: 17th June 2024
Noopur's avatar
Noopur

Enjoy it the PayPal way

5
I think it’s the best to pay for things and I love the bonus of paying in 3 months without interest. It offers flexibility which no other financial institution offers. Reviewed on: 17th June 2024
Dotty V's avatar
Dotty V

Good way of paying for items without paying for it a...

5
Good way of paying for items without paying for it all at once Reviewed on: 17th June 2024
Stewart R's avatar
Stewart R

Quick, easy and convenient

5
Love PayPal, it’s Quick, easy and convenient. Love the 0% over 4 months and the app makes it easy to view, manage and to keep track of transactions / out standing balances. I use PayPal credit to pay for items not only to spread the cost but to have the assurances of not paying in full if the goods don’t arrive. Highly recommend. Reviewed on: 17th June 2024
Sam T's avatar
Sam T

I love using PayPal it's very simple and easy to und...

5
I love using PayPal it's very simple and easy to understand Reviewed on: 17th June 2024
Liam a's avatar
Liam a

Simply the best!

5
Paypal is so easy to use, is extremely secure and when there are issues the paypal team provide exemplary customer service. Paypal credit is great value for money and the 6 months interest free and pay in 3 are fantastic if you need a bit more time to pay for purchases Reviewed on: 17th June 2024
Tanya K's avatar
Tanya K

Review PayPal: PayPal Credit now

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