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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Safe and secure.

5
Safe and secure. Easy to use. Go to payment method. Love the pay 3 in 1 option. Very handy Reviewed on: 9th June 2026
Aysha l's avatar
Aysha l

They put my mind at ease ...

5
They dealt with my enquiry pretty fast as I thought I was getting scammed and they put me right saying it was just a delay so The sorted it out straight away for me Reviewed on: 9th June 2026
James W's avatar
James W

Easy to use, no faffing.

5
Easy to use, no faffing. Professional and safe. Reviewed on: 9th June 2026
Karen S's avatar
Karen S

Excellent service

5
Everything is so useful and goo. It meets my needs at all times and I couldn’t do without it Reviewed on: 9th June 2026
Cecilia F's avatar
Cecilia F

Excellent service

5
Easy straightforward and good updates and communication Reviewed on: 9th June 2026
Shaz M's avatar
Shaz M

Excellent service, easy to use, efficient

5
Excellent service, easy to use, efficient Reviewed on: 9th June 2026
Uzair A's avatar
Uzair A

excelente

5
very good for the lasts days of the month when theres no money left for groceries Reviewed on: 9th June 2026
Daniela S's avatar
Daniela S

They have saved my skin on a few occasions. Thank you

5
Paypal offers credit using easy apply and easypay back. They have saved my skin on a few occasions, thanks paypal. Reviewed on: 9th June 2026
Debbz B's avatar
Debbz B

i use paypal wherever possible to not only protect m...

5
i use paypal wherever possible to not only protect my money but some security. Reviewed on: 9th June 2026
Kaitlan M's avatar
Kaitlan M

PayPal Credit: Simple, Flexible and Excellent to Use

5
My experience with PayPal Credit has been excellent. It is simple to use, easy to understand and gives me the flexibility I need when making purchases online. The process feels smooth from start to finish, and everything is clearly presented, which makes it easy to manage with confidence. What I like most is the convenience. PayPal is already a trusted name for online payments, and PayPal Credit adds another useful option without making the experience complicated. It gives customers more control over how they pay, while still feeling secure and familiar. I also appreciate how quickly and easily I can access information about my account, payments and balance. Everything is in one place, which saves time and makes the service feel reliable and user-friendly. Overall, PayPal Credit is a fantastic service. It combines flexibility, convenience and peace of mind, and I would happily recommend it to anyone looking for a simple and trusted way to manage online purchases. Reviewed on: 9th June 2026
Freex's avatar
Freex

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