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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

Best banking experience I’ve had.

Best banking experience I’ve had. Great products (online payments, debit card, credit card, pay in 3, banking app, all of which I use), plus great information online and very responsive customer services. Reviewed on: 9th June 2026

I believe the interest that you pay is far too high.

I believe the interest that you pay is far too high. This needs to be addressed. I do also believe they add too many incentives to further push yourself into debt by constantly offering further increases to your limits. Reviewed on: 9th June 2026

Hi The balance could update faster to see where am I...

Hi The balance could update faster to see where am I with spending that would give more confidence to use it more often for smaller purchases. sometimes take 2-3 days to show a spending or refund so I always carefull with PayPal Reviewed on: 9th June 2026

I love PayPal so easy and efficient.

I love PayPal so easy and efficient. Reviewed on: 9th June 2026

Quick and convenient.

Quick and convenient. Accepted everywhere Reviewed on: 9th June 2026

I get Peace of mind when pay through PayPal

I get Peace of mind when pay through PayPal Reviewed on: 9th June 2026

PayPal credit is a quick, simple and safe way to pay...

PayPal credit is a quick, simple and safe way to pay for items when shopping online. It covers multiple payment options such as pay in three or pay later. You have buyer protection where PayPal step in to help navigate any issues or refunds required. PayPal credit is a safe responsible line of credit. Reviewed on: 9th June 2026

A very simple website and my account is easy to...

A very simple website and my account is easy to follow Reviewed on: 9th June 2026

Helps pay for unexpected items or just buying bigger...

Helps pay for unexpected items or just buying bigger value whilst spreading the cost at 0% Reviewed on: 9th June 2026

Very helpful having 0% interest fir four months

Very helpful having 0% interest fir four months Reviewed on: 9th June 2026

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