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PayPal: PayPal Credit reviews

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4.90
Based on 82,049 reviews, last reviewed 22nd Apr 2026
2883600% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love paypal. I love paypal. If you don't want yo pay straight away you csn do it via pay pal credit. Love how easy it is to send money fantastic experience. Even.c... Read more Reviewed on: 22nd April 2026
Miss R's avatar
Miss R

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82049)

3 monthly payments through PayPal

5
Using it to purchase thing I can pay in 3 monthly payments, no hassle and easy to use. Reviewed on: 26th May 2025
Kasia's avatar
Kasia

Awesome customer service

5
Awesome, always happy to respond to a query. Reviewed on: 26th May 2025
Louis P's avatar
Louis P

Always positive help and response always appreciated

5
Always positive help and response always appreciated Reviewed on: 26th May 2025
Steve B's avatar
Steve B

Regular user

5
I regularly use PayPal to make online purchases, and have had to use their dispute resolution services which is efficient and quick. Reviewed on: 26th May 2025
Gee Eye's avatar
Gee Eye

All good for online purchases especially for secure...

5
All good for online purchases especially for secure payment methods to protect myself from fraud Reviewed on: 26th May 2025
matthew m's avatar
matthew m

Everytime I have a dispute it handled very quickly a...

5
Everytime I have a dispute it handled very quickly and they always listen to my questions about using PayPal Reviewed on: 26th May 2025
Troy C's avatar
Troy C

The Best In Business

4
I have had nothing but a good experience with and using PayPal. Will also use PayPal before anything else. Easier, faster, and trustworthy Reviewed on: 26th May 2025
Nathan's avatar
Nathan

Great credit facility.

5
Great credit facility.. everything i need from a credit provider Reviewed on: 26th May 2025
Chocko's avatar
Chocko

Always put their customer first and find a solution...

5
Always put their customer first and find a solution to any issues that arise Reviewed on: 26th May 2025
Holly F's avatar
Holly F

Fantastic Credit..Unreasonable APR %

2
On the whole I think PayPal is fantastic, because they have always allowed me to pay for things that I otherwise couldn’t have. However, the interest rates have always seemed unreasonably high, and the fact that they change without so much as a mention to the consumer, is a malicious practice I feel. Reviewed on: 26th May 2025
Anthony Bryer's avatar
Anthony Bryer

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