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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

Great app enables you to manage money and budget for...

Great app enables you to manage money and budget for items you can’t always afford Reviewed on: 9th June 2026

I rate PayPal 10 out of 10

Have had no problems with PayPal, app is very easy to use. Reviewed on: 9th June 2026

great ,easy

easy,strait forward to use and a great experience Reviewed on: 9th June 2026

easy to use, and feels safe and reliable

easy to use, and feels safe and reliable Reviewed on: 9th June 2026

Excellent company.

Excellent company. Very professional.. Always polite and thoughtful.. Customer service agents all listen which it do important to do when dealing with a customer. First class company who I’ve been working with for many years. Reviewed on: 9th June 2026

PayPal credit charges the least interest on spending...

PayPal credit charges the least interest on spending and even zero interest on almost all purchases Reviewed on: 9th June 2026

Very reliable service and good customer orientation.

Very reliable service and good customer orientation. Reviewed on: 9th June 2026

Very considerate and understanding.

Very considerate and understanding. They are explicit in their communication Reviewed on: 9th June 2026

Straightforward usability

Straightforward usability makes this app easy to use Reviewed on: 9th June 2026

Tried the pay in 3 good tried the credit also good

Tried the pay in 3 good all ways responsive and great for my peace of mind Reviewed on: 9th June 2026

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