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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,188 reviews, last reviewed 22nd Apr 2026
2896200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is brilliant peace of mind Paypal is brilliant peace of mind Reviewed on: 22nd April 2026
Naveed a's avatar
Naveed a

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82188)

Always been helpful and useful for making purchases,...

5
Always been helpful and useful for making purchases, especially with finance and 0% apr for 3 months. Game changer that others don't do. Wish more places would offer this. Reviewed on: 26th May 2025
Mo C's avatar
Mo C

Great service .

5
Prompt exchange of monies. App very easy to use Reviewed on: 26th May 2025
Jane M's avatar
Jane M

Highly recommend

5
I’ve used PayPal for years now and find it really useful and would highly recommend them Reviewed on: 26th May 2025
Christopher C's avatar
Christopher C

PayPal makes purchasing anything online simple, quic...

5
PayPal makes purchasing anything online simple, quickly but most importantly safely. I can totally trust paypal Reviewed on: 26th May 2025
Damien R's avatar
Damien R

It's a great help in these difficult times to have s...

5
It's a great help in these difficult times to have some spare money to help you if you have problems. Easy to apply and good price Reviewed on: 26th May 2025
Ladybug's avatar
Ladybug

Excellent Credit service

5
The statement is very clear. 4 months credit offer is very helpful in finance management. Hight recommended to all friends and family Reviewed on: 26th May 2025
AC's avatar
AC

Everything clearly laid out, easy to use and underst...

5
Everything clearly laid out, easy to use and understand Reviewed on: 26th May 2025
Adrian h's avatar
Adrian h

Very secure payment system.

5
Simple to use and offers secure payments. Reviewed on: 26th May 2025
Michael B's avatar
Michael B

Safe and Easy

5
It’s a safe way to pay and send money to businesses, friends and family. I like the options it gives me to pay and the flexibility of those options. It’s easy to see where everything is as well. Reviewed on: 26th May 2025
Meg D's avatar
Meg D

Free Credit - magic

5
Their 3 months credit free deal is perfect - spread the cost, no interest and can pay off in one go if needed. Credit ate its very best. Reviewed on: 26th May 2025
Steve H's avatar
Steve H

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