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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

I’ve used PayPal for many years and customer service...

I’ve used PayPal for many years and customer service has always been great when I needed help. No issues from my end Reviewed on: 9th June 2026

Easy to use no matter if you don’t understand what t...

Easy to use no matter if you don’t understand what to do with PayPal it make it easier to use Reviewed on: 9th June 2026

Close to 20 years without a hiccup!

I've been with Pay Pal for close to 20 years, using it to either buy products or even recieve money from products I have sold. It might not be millions of £'s, but they've been great all the way through the that time. Even when I have had a problem, it has been sorted out speedily and efficiently, which was great. Reviewed on: 9th June 2026

I have had.

I have had. Great experience with PayPal credit and the team have been excellent Reviewed on: 9th June 2026

PayPal has always been so helpful.

PayPal has always been so helpful. I’ve never had a problem. Amazing customer service. Reviewed on: 9th June 2026

My Therapist Says I Should Talk Less About PayPal

Before PayPal, online shopping felt like handing my bank details to the internet and whispering, “Please be kind.” Now? I click PayPal and carry on with my day like the financially irresponsible queen I was born to be. PayPal has saved me from typing my card number approximately 47,000 times, prevented countless “Where has my money gone?” panic attacks, and made splitting bills with friends dramatically easier. No more chasing people for £4.73 from three weeks ago like a debt collector in a low-budget crime film. It’s fast, secure, and has become such a normal part of my life that if a website doesn’t offer PayPal, I immediately become suspicious. Who are these people? What are they hiding? In short, PayPal is like that reliable friend who always shows up on time, never causes drama, and quietly sorts everything out while everyone else is still arguing over whose turn it is to pay. 10/10. My thumbs have typed fewer numbers, my stress levels are lower, and my online shopping habits remain gloriously unchecked. Reviewed on: 9th June 2026

It’s straight forward service and if you have a prob...

It’s straight forward service and if you have a problem it’s sorted out straight away I would recommend PayPal credit to anyone who wants a no hassle credit service Reviewed on: 9th June 2026

Find it so convenient & safe to use this service, it...

Find it so convenient & safe to use this service, it's gives peace of mind. Reviewed on: 9th June 2026

Balance availability

I’d like to be able to see my balance more easily when making payments Reviewed on: 9th June 2026

Confidence in buying easy to pay

Confidence in buying easy to pay Reviewed on: 9th June 2026

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