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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

It makes life so much easier and more affordable.

It makes life so much easier and more affordable. It also means I can grab the dog food at the end of the month and im not tied into any sketchy high interest charging agreements with websites. This way im not stuck juggling credit agreements or trying to remember where I have credit or having to out things on my credit card. It also comes with PayPal amazing protection which is more secure than my own back and they resolve issues in minutes. Reviewed on: 9th June 2026

Paypal is my real Pal.

Paypal is my real Pal. May purchases and transactions couldn't have completed without pal Paypal. Excellent pay in three along with good credit amount. There are times you have to plan finance and difficult times to pay at once. Pal, Paypal filled the gap and allows an easier plan to fulfil the impossible possible. I joined a long back and never regreted. Go on Pal..... Reviewed on: 9th June 2026

Easily paying anywhere, clear information on the web...

Easily paying anywhere, clear information on the website, good offers, helpful customer service, facilitating the return process if seller is unreliable, Reviewed on: 9th June 2026

Poor communication from customers service

Paypal provides a the good service, however their customer's service in respond to communication is very poor I have a paypal credit card and I am unable to activate it. I wrote to Paypal months ago, but to date I have had no response as to why I am unable to activate the card Reviewed on: 9th June 2026

I over the years have always had good service from p...

I over the years have always had good service from paypal, and hope to still continue using them. Reviewed on: 9th June 2026

So easy to use and really fair interest raates

So easy to use and really fair interest raates Reviewed on: 9th June 2026

Better credit condition

Very hard to reach customer service but the credit facility and conditions are better than others. The credit card is the best thing that happened. Reviewed on: 9th June 2026

always prompt rto resolve any issues

always prompt rto resolve any issues Reviewed on: 9th June 2026

Great app .

Great app . Safe and secure way to pay great pay later options Reviewed on: 9th June 2026

I’ve used PayPal for many years and customer service...

I’ve used PayPal for many years and customer service has always been great when I needed help. No issues from my end Reviewed on: 9th June 2026

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