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PayPal: PayPal Credit reviews

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4.90
Based on 82,251 reviews, last reviewed 23rd Apr 2026
2902000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's definitely been helpful to be able to use PayPa... It's definitely been helpful to be able to use PayPal on bigger spends when money is tight. Less interest would be nice though Reviewed on: 23rd April 2026
Mike's avatar
Mike

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82251)

PayPal customer service have always been polite, hel...

4
PayPal customer service have always been polite, helpful and informative. Reviewed on: 26th May 2025
Alice W's avatar
Alice W

Repeat customer. Very much reccomend.

5
I've used paypal credit numerous times for big purchases and never had any issues. It's clear when you checkout what the terms are and they make it easy. It's also great how easy it is to keep up to date with what you owe and when payments are due as the website is very clear and there's no nasty confusion to try and get more out of you. I will continue to use paypal credit for big purchases and their pay in 3 option for the medium ones. They're my go to. Reviewed on: 26th May 2025
Jess H's avatar
Jess H

There are many places now that do PayPal which makes...

5
There are many places now that do PayPal which makes me feel secure when ordering on line Reviewed on: 26th May 2025
Linda S's avatar
Linda S

Great service

5
Pay pal always helpful and on the ball very fair and fast to make adjustments when needed Reviewed on: 26th May 2025
Haydn E's avatar
Haydn E

APR is not bad and it’s there when I need...

5
APR is not bad and it’s there when I need it Reviewed on: 26th May 2025
Joanne 's avatar
Joanne

Easy to use app, highly recommend!

5
Easy to use app, made many purchases using PayPal credit and never had any issues. Easy to access and to pay off, with flexible options too. Value for money and I 100% recommend this app to friends and family. Reviewed on: 26th May 2025
Hayley W's avatar
Hayley W

PayPal is a safe way to pay for goods with the knowl...

5
PayPal is a safe way to pay for goods with the knowledge they are always there to help if needed Reviewed on: 26th May 2025
Gina H's avatar
Gina H

It is very good simple to use carnt fault it

5
It is very good simple to use carnt fault it Reviewed on: 26th May 2025
Melvin M's avatar
Melvin M

I have had good experiences with Paypal credit.

5
I have had good experiences with Paypal credit. Customer support is fast and efficient, communication is clear and regular, and the service has been very convenient to use. Reviewed on: 26th May 2025
JW's avatar
JW

Very good .

5
Very good . Simple hassle free never had a problem Reviewed on: 26th May 2025
marcstiv@hotmail.co.uk's avatar
[email protected]

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