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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

Buying on a budget for that must have

Buying what you want at a pace which suits your budgeting. Reviewed on: 9th June 2026

If i got an issue with the vendor paypal sorted...

If i got an issue with the vendor paypal sorted it out Reviewed on: 9th June 2026

its been fine.

its been fine. TBF, I was able to get Paypal credit and been paying back slowly. Thi is conveneient for now, and I will blitz the overdraft asap. Their overdue charges are reasonable. Not bad. Reviewed on: 9th June 2026

Easy to manage!

Easy to use, manage and name payments Reviewed on: 9th June 2026

Find PayPal a safe way to pay for internet items...

Find PayPal a safe way to pay for internet items Reviewed on: 9th June 2026

Always helpful and understanding when sorting things...

Always helpful and understanding when sorting things out . Easy to talk too and so nice . Reviewed on: 9th June 2026

Help a lot when needed extra money

Help a lot when needed extra money Reviewed on: 9th June 2026

Good user interface, easy transaction sheet

Good user interface, easy transaction sheet Reviewed on: 9th June 2026

Easy to purchase with PayPal credit plus with no int...

Easy to purchase with PayPal credit plus with no interest in 4 months.. can’t be happier. I can afford to buy holiday packages for my family and pay later Reviewed on: 9th June 2026

been great help for spreading out purchase cost

Paypal credit been great help for spreading out the cost of things i brought and so many places been able to use it with on purchases big life saving and money managment. Reviewed on: 9th June 2026

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