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PayPal: PayPal Credit reviews

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4.90
Based on 82,285 reviews, last reviewed 23rd Apr 2026
2904700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service are very kind and most of the time,... Customer service are very kind and most of the time, helpful. Reviewed on: 23rd April 2026
Dan's avatar
Dan

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82285)

Easy to use never had any issues easy website self e...

5
Easy to use never had any issues easy website self explanitory Reviewed on: 26th May 2025
Rachel's avatar
Rachel

Very easy to apply for and straightforward procedure...

5
Very easy to apply for and straightforward procedure and a very handy finance option Reviewed on: 26th May 2025
Lorraine B's avatar
Lorraine B

Very handy

5
It's very Quick and easy and very handy Reviewed on: 26th May 2025
Leigh M's avatar
Leigh M

Great product!

5
Great value and good customer service. Highly recommended Reviewed on: 26th May 2025
TAK's avatar
TAK

I have used PayPal for many years and I always choos...

5
I have used PayPal for many years and I always choose to pay through them with retailers wherever possible. I find them convenient and easy to use, also I enjoy the peace of mind they give me when making a purchase. I know I am covered in the event that there is a problem with a transaction made by me. I have had to use customer service recently regarding an issue with a purchase and I have found them to be very efficient and professional. Reviewed on: 26th May 2025
Carol L's avatar
Carol L

Reliable and Convenient

5
I’ve been using PayPal for years and it’s always been a smooth, reliable experience. Their Pay in 3 feature has been a game-changer—really helpful for spreading out costs without feeling overwhelmed. I’ve also used PayPal Credit, which is great when I need a bit of extra flexibility. Everything’s easy to manage, the app is straightforward, and I feel secure shopping online. Highly recommend! Reviewed on: 26th May 2025
Danielle H's avatar
Danielle H

PayPal is very good & easy to use .

5
PayPal is very good & easy to use Reviewed on: 26th May 2025
Nancy O's avatar
Nancy O

Good experience

5
Good experience recommended b. Reviewed on: 26th May 2025
Ramesh K's avatar
Ramesh K

Very good experience with PayPal, no hassle straight...

5
Very good experience with PayPal, no hassle straight forward Reviewed on: 26th May 2025
hayley c's avatar
hayley c

Overall very good.

4
Overall very good. Put needs an easy way to pay off BNPL items. Reviewed on: 26th May 2025
Mark M's avatar
Mark M

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