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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Overall happy with PayPal very easy to use and helpf...

Overall happy with PayPal very easy to use and helpful especially with pay in 3 or 0% interest with some retailers Reviewed on: 9th June 2026

Using PayPal credit is easy and a great option to sp...

Using PayPal credit is easy and a great option to spread cost of items. The additional month (4 months instead of 3) of interest free also makes it stand out compared to other short term credit providers. Reviewed on: 9th June 2026

I’m amazed how good using your credit card, I switch...

I’m amazed how good using your credit card, I switched to use yours only as it’s easy and accepted everywhere even abroad Reviewed on: 9th June 2026

Easy to use,safe and trustable, is possible to use a...

Easy to use,safe and trustable, is possible to use around the world. Reviewed on: 9th June 2026

PayPal is an ideal way to pay for goods .

PayPal is an ideal way to pay for goods . Easy to use . Reviewed on: 9th June 2026

Excellent service

Always given excellent service and any issues are worked out immediately, no hassle. Reviewed on: 9th June 2026

Great service great customer support and care.

Great service great customer support and care.very pleased with product offered Reviewed on: 9th June 2026

PayPal is excellent they allow you to spread your pa...

PayPal is excellent they allow you to spread your payments Reviewed on: 9th June 2026

Secure security and verfication.

Secure security and verfication. Customer service always friendly and helpful Reviewed on: 9th June 2026

Buying on a budget for that must have

Buying what you want at a pace which suits your budgeting. Reviewed on: 9th June 2026

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