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PayPal: PayPal Credit reviews

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4.90
Based on 82,301 reviews, last reviewed 23rd Apr 2026
2906200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is best Simple and easy and helpful ………. Reviewed on: 23rd April 2026
Haq's avatar
Haq

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82301)

Great Service

5
I have been with Paypal for many years, and I'm very impressed with several factors, the ease of purchase, 3 months interst free, and most of all excellent security. Reviewed on: 26th May 2025
Ian Llande's avatar
Ian Llande

Quick and easy to use.

5
I have used Paypal for many years. It is quick to use with most transactions and the promotions that constantly are offered to assist even further. Reviewed on: 26th May 2025
Peter I's avatar
Peter I

Simplify PayPal credit statements

4
I find the statement part of PayPal credit extremely confusing. If I could make changes it would be to simplify this part. I would show each transaction and return and outstanding balance on each transaction to easily track spending etc. I find it really hard to track my payments and know what’s outstanding on what payment. Reviewed on: 26th May 2025
Jade D's avatar
Jade D

Easy and convenient

5
An excellent Klarna alternative to interest-free 3 equal payments Reviewed on: 26th May 2025
Mehmed M's avatar
Mehmed M

Good for interest free credit.

4
Good for interest free credit. Only downfall is if a payment gets reversed even if you make it on time another way, you get charged £12 Reviewed on: 26th May 2025
Joanne S's avatar
Joanne S

Highly recommended

5
Very good experience so far! App is very accessible and user friendly. Haven't had any problems or concerns with anything in the last few years I've been using paypal. Highly recommend! Reviewed on: 26th May 2025
Shae A's avatar
Shae A

Does a lot with good back up

4
I have had a couple of issues surrounding direct debits in the past but the customer service team were very responsive and resolved it quickly, overall no complaints the app has a lot of functionality too Reviewed on: 26th May 2025
Dave V's avatar
Dave V

Excellent service great staff attitude and products

5
Excellent service great staff attitude quick and easy all round provision Reviewed on: 26th May 2025
Kate's avatar
Kate

Always easy to use.

5
Always easy to use and never have any problems. Great service. have used over many years without a problem. Would recommend. Reviewed on: 26th May 2025
kim w's avatar
kim w

Great service with no fuss.

5
Great service with no fuss. Easy way too pay Reviewed on: 26th May 2025
Glen M's avatar
Glen M

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