Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

The customer service was excellent and they explaine...

The customer service was excellent and they explained the situation clearly and calmly. Reviewed on: 9th June 2026

Very easy to use, and also good customer service

Very easy to use, and also good customer service Reviewed on: 9th June 2026

I trust paypal to purchase online.

I trust paypal to purchase online. I know my money is safe with them. I will be covered for any scams. I find it easy to purchase on the credit option for things come up unexpectedly. I have not experienced any problems from PayPal to date. This is a trusted safe option and I recommend to all my friends and family. I also have enhanced security with my authenticator app Reviewed on: 9th June 2026

Paypal credit is very useful

I have been using PayPal credit since it was launched, the 4 month interest free period is excellent and it is very easy to use, the physical card was a good addition. Reviewed on: 9th June 2026

always an easy and simple process

always an easy and simple process Reviewed on: 9th June 2026

Really helpful towards purchasing online.

Really helpful towards purchasing online. Reviewed on: 9th June 2026

Very easy to use, no extortionate fees

Very easy to use, no extortionate fees Reviewed on: 9th June 2026

Genuinely I have never had a fault or issue with Pay...

Genuinely I have never had a fault or issue with PayPal, the whole process works really well and the app and payment experience is flawless. Reviewed on: 9th June 2026

Does what I want it to do easy to use and value for...

Does what I want it to do easy to use and value for money Reviewed on: 9th June 2026

Paypal credit is the best there is!

Paypal credit is the best there is! I only have positive experience with this financial tool. It is easy to use, has promotional interest free plans and customer service is fantastic. Highly recommended! Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub