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PayPal: PayPal Credit reviews

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4.90
Based on 82,330 reviews, last reviewed 23rd Apr 2026
2908700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a really great experience with PayPal Credi... I’ve had a really great experience with PayPal Credit so far. It was super easy to get started, and the whole process didn’t take much time at all. I ... Read more Reviewed on: 23rd April 2026
Chandra's avatar
Chandra

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82330)

Very quick response to my query and resolved in no t...

5
Very quick response to my query and resolved in no time. Reviewed on: 26th May 2025
MRS P's avatar
MRS P

Never had any issues using easy app regular updates

5
Never had any issues using easy app regular updates Reviewed on: 26th May 2025
Tinkerbell's avatar
Tinkerbell

me like paypal it pay for thing and me like...

5
me like paypal it pay for thing and me like money Reviewed on: 26th May 2025
Michael J's avatar
Michael J

PayPal Credit has helped me with managing my finances.

5
PayPal Credit has helped me with managing my finances. It allowed me to purchase needed products and with the flexibility of payment plans - it’s no brainer. I’d highly recommend them to anyone. Reviewed on: 26th May 2025
J T's avatar
J T

Straightforward and easy

5
Simple, useful and user friendly, pre agreed allows for flexibility and quick purchases. The app makes it easy to keep track of open agreements. Reviewed on: 26th May 2025
User's avatar
User

Allowed to big purchase amount in 4 monthly installm...

5
Allowed to big purchase amount in 4 monthly installments but I'm expecting more time like other credit cards given. Also, more frequent review to increase the credit limit as I'm using PayPal credit since long but still on same credit limit. Reviewed on: 26th May 2025
Khurram J's avatar
Khurram J

Excellent way of paying short term.

5
Excellent way of paying short term. Adds another level of protection to ensure you get what you've ordered. Easy to log in and to avoid paying interest. They appear to lend responsibly and they don't bombard you with unwanted emails or tempt you to spend more than what you need to. Reviewed on: 26th May 2025
Karen B's avatar
Karen B

It’s a quick easy way to pay...

5
It’s a quick easy way to pay for stuff online without having to get all your card out of your wallet to look for card details. Reviewed on: 26th May 2025
Maisie's avatar
Maisie

Trustworthy.

5
PayPal is Pretty good, they’re reliable and trustworthy. They have a good system for payment plans too. Reviewed on: 26th May 2025
Callum j's avatar
Callum j

Love the pay over 3 months option

4
Love the pay over 3 months option, love the security of it and the option to stop something that doesn’t look right. Reviewed on: 26th May 2025
Lorraine W's avatar
Lorraine W

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