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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181041 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181041)

Paypal is an easy way to manage money online

Paypal is a good.way to manage money for me online. The only problem I did have was navigating the app? I have sussed that out now. Reviewed on: 9th June 2026

Overall a great experience

Overall a great experience, having the option for pay in 3 and various other interest free options is excellent. Customer service enquiries can be frustrating at times. Reviewed on: 9th June 2026

It has helped me in times I really needed it.

It has helped me in times I really needed it. The flexibility of pay in three or pay with no interest for four months works well for me Reviewed on: 9th June 2026

Paypal to the rescue

Paypal has been a great help to me financially. Especially when making the ends meet. Reviewed on: 9th June 2026

Easy & stress free

Paypal is very easy to use and always stress free. Does what it says. Reviewed on: 9th June 2026

Good customer service

I've had PayPal for over a decade and where I've experienced issues on payment or refunds, customer service have been prompt and helpful to resolve. Reviewed on: 9th June 2026

quick and pro

PayPal is quick and professional at fixing any issue I have, much better than a bank Reviewed on: 9th June 2026

Fail safe shopping.

I always pay through PayPal as well as looking after my account they also look after my order . Reviewed on: 9th June 2026

One big plus is flexibility.

One big plus is flexibility. It lets you spread payments over time instead of paying everything upfront, which can be helpful for larger or unexpected purchases. Another advantage is convenience. Since it’s built in, you don’t need a separate card or app , if a website accepts PayPal, you can often choose PayPal Credit at checkout with just a few clicks. We also like that it sometimes offers promotional financing (like interest-free periods on qualifying purchases), which can make budgeting easier if you pay within the terms. It can also be useful as a backup option when we don’t want to use our main debit or credit card online, adding an extra layer between our bank details and the retailer. Reviewed on: 9th June 2026

Good customer service .

Good customer service . Getting in touch with customer care is easier Reviewed on: 9th June 2026

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