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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75348 reviews)

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4.90

Based on 75,348 reviews, last reviewed 18th Apr 2026

2262300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great service, good customer service. Great service, good customer service. Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75348)

Paypal credit lets me purchase things I need that I...

Paypal credit lets me purchase things I need that I otherwise might not have the ability to purchase, always a good experience Reviewed on: 9th June 2024

Will always use PayPal first if given the option!

Always easy to use and understand, not had an issue to date. Reviewed on: 9th June 2024

Excellent experience

Excellent and has been a great help during a difficult personal time in my life Reviewed on: 9th June 2024

One of the safest ways to pay that’s what I like abo...

One of the safest ways to pay that’s what I like about it Reviewed on: 9th June 2024

Peace of mind

It's so easy and safe to use it's the best way when making purchases as you are covered if anything goes wrong which gives peace of mind Reviewed on: 9th June 2024

Keep up the good work

Up to now I had a problem but when I called was resolved, hopefully in the future all is great too! Reviewed on: 9th June 2024

Excellent

Excellent service, quick and easy Reviewed on: 9th June 2024

Straightforward and clear.

Straightforward and clear. Good communication allowing time to plan repayments. Also good offers so as to pay as little interest as possible. Very clear in the app how long was remaining on each offer so it was possible to make informed decisions on how much to pay off at any given time. Reviewed on: 9th June 2024

PayPal credit has been great with good offers.

PayPal credit has been great with good offers. I had a problem with a purchase and their customer service was incredible and sorted the problem out very efficiently. Reviewed on: 9th June 2024

PayPal credit helped ...

PayPal credit helped when I needed to buy something with limited funds and it’s so easy to keep a track of Reviewed on: 9th June 2024

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