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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

I've used PayPal for years.

I've used PayPal for years. Even tho I don't really need ton I take much advantage of the pay in 3 facility. Reviewed on: 9th June 2026

PayPal offers great options and easy ways to pay

PayPal offers great options and easy ways to pay Reviewed on: 9th June 2026

Great experience and convenient buying experience

Great experience and convenient buying experience Reviewed on: 9th June 2026

Never had an issue with paypal

Never had an issue with paypal credit. Recommendable service Reviewed on: 9th June 2026

PayPal is simple and easy to use, easier than most c...

PayPal is simple and easy to use, easier than most credit cards and other apps. Reviewed on: 9th June 2026

Simple and easy to use.

Simple and easy to use. Instant decision for credit and always fair. PayPal is always there to help and support you if there are any issues with purchases. Reviewed on: 9th June 2026

Helps you keep on track and maintain budget

This is great it gives you time to spread payments and budget . Easy to use and an excellent tool to have Reviewed on: 9th June 2026

Seamless

It's just seamless. Have only ever used customer service due to my own shortcomings at changing personal details which was exceptional. Main source of credit due to it's ease of use at checkout online and accepted everywhere. Reviewed on: 9th June 2026

Good quality service

I've been with PayPal for a long time now and have found them to be a very safe payment service Reviewed on: 9th June 2026

A nice lender

They have been a trusted lender for years, always understanding and helpful, affordable rates and very flexible, a lot more understanding and helpful than most banks/credit cards really nice in this day and age Reviewed on: 9th June 2026

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