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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,294 reviews, last reviewed 14th Apr 2026
1335100% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use for payments. Easy to use for payments. Site is easy to navigate and manage account. Excellent customer service with enquiries, ans quick money back Reviewed on: 14th April 2026
Carolyn G's avatar
Carolyn G

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (65294)

Easy & Helpful.

5
PayPal credit is convenient and easy to use and customer service when needed, is polite and helpful and easy to contact. Reviewed on: 1st June 2024
John Tasker's avatar
John Tasker

It’s ok - credit when needed.

4
It’s ok - credit when needed. No problems so far. Reviewed on: 1st June 2024
Marc N's avatar
Marc N

So easy to use and feel safe with transactions

5
So easy to use and feel safe with transactions Reviewed on: 1st June 2024
Victoria G's avatar
Victoria G

Good customer service and using the credit option is...

5
Good customer service and using the credit option is easily explained for you Reviewed on: 1st June 2024
Beth P's avatar
Beth P

Grand experience

5
Grand. Paypal has provided me easy finance options at multiple occasions now. Reviewed on: 1st June 2024
Muhammad B's avatar
Muhammad B

Be using for years no problems , easy and simple to...

5
Be using for years no problems , easy and simple to use for lots of purchases Reviewed on: 1st June 2024
Gavin R's avatar
Gavin R

Guaranteed approval.

5
Immediate approval. Approval of transactions guaranteed. Seamless operation with vendors Reviewed on: 1st June 2024
Rasmos J's avatar
Rasmos J

Pay pal Bliss

5
Great phone service with good know how at the other end of the phone.. been with pay pal for a lot of years and had very little in the way of problems. They normally sort things soon enough Reviewed on: 1st June 2024
Garry Miller 's avatar
Garry Miller

PayPal credit has been really useful and the accessi...

5
PayPal credit has been really useful and the accessibility has been great. PayPal is always quick and easy for checking out so being able to use credit had also been quick and easy. The credit system is always very transparent and using the app to keep track of it all is really convenient and easy. Reviewed on: 1st June 2024
Natasha S's avatar
Natasha S

paypal are good

5
never had an issue with paypal and their credit system is amazing Reviewed on: 1st June 2024
madison s's avatar
madison s

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