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PayPal: PayPal Credit reviews

4.90
Based on 64,714 reviews, last reviewed 14th Apr 2026
1281500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

SIMPLY THE BEST. Always there to help you whenever they can. Reviewed on: 14th April 2026
MICHAEL B's avatar
MICHAEL B

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64714)

Great way to spread cost

5
Great way to spread cost if you are struggling before you are paid Reviewed on: 1st June 2024

It is flexible, easy to use, easy to avoid interest,...

5
It is flexible, easy to use, easy to avoid interest, it is always available for use because it is pre-approved Reviewed on: 1st June 2024

Best credit

5
The best way to buy expensive purchase. Is many ways to pay back , and the best what you can pay back without any fees Reviewed on: 1st June 2024

Fast and safe transaction.

5
Fast and safe transaction. Very clear and easy payments Reviewed on: 1st June 2024

Use paypal a fair bit for buying certain things.

4
Use paypal a fair bit for buying certain things. Reviewed on: 1st June 2024

Easy, clear and quick to access and arrange

5
Easy, clear and quick to access and arrange Reviewed on: 1st June 2024

Absolutely amazing using paypal credit.

5
Absolutely amazing using paypal credit. It's helped out with birthdays and Christmas' loads Reviewed on: 1st June 2024

PayPal is secure

5
I have been using PayPal for several years now and never let me down, I feel secure when I using my PayPal. Reviewed on: 1st June 2024

Easy to use, easy to pay off.

5
Easy to use, easy to pay off.Very happy with the service. Reviewed on: 1st June 2024

I like PayPal credit because I can buy things that I...

5
I like PayPal credit because I can buy things that I need and pay the with in 4 months intrest free Reviewed on: 1st June 2024

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