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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

One issue on an item not as described

5
Had one issue where a item was not as described and my claim was rejected. Not happy about this so have started to use my credit card so can do charge back instead Reviewed on: 9th June 2026

Brilliant customer service

5
I use Paypal a lot, it's my "go to" and sometimes a problem does occur (normally because of something I've forgotten to do). This is what marks Paypal out from the others - their customer service. Everytime I've had to contact them, whoever it is, they are friendly, helpful and quick - just brilliant ! Reviewed on: 9th June 2026

Paypal credit has been a god send for those little e...

5
Paypal credit has been a god send for those little emergencies when i have need to replace something quickly. it is so easy to use and the customer service is excellent all queries have been dealt with quickly and efficiently i can’t recommend them enough. Reviewed on: 9th June 2026

Easy to use and very convenient, able to add credit...

5
Easy to use and very convenient, able to add credit to Goggle Wallet to use in places where PayPal isn't an option. Reviewed on: 9th June 2026

Always there when is need it...

5
Overall best experience , always there when is need it and the pay by 3 much better than other companies in time of need. Reviewed on: 9th June 2026

Excellent - would definitely recommend

5
application very easy, communication excellent, very straightforward and easy to understand Reviewed on: 9th June 2026

Never had a problem with paypallways been good.

5
Never had a problem with paypal, always been good. Reviewed on: 9th June 2026

Excellent

5
The service is remarkable. Easy to access and navigate. I have no complaint. I absolutely like using the service as I get value for money. Reviewed on: 9th June 2026

Easy to use and simple to understand

5
Easy to use and simple to understand Reviewed on: 9th June 2026

PayPal is very good.

5
PayPal is very good. I had no issues with using it. Would recommend. Reviewed on: 9th June 2026

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