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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Quick and Easy

5
Pay Pal is quick and easy way to either pay for items or transfer funds. Reviewed on: 9th June 2026

easy paypal

5
easy to use, easy to make paymen Reviewed on: 9th June 2026

As long as you keep on top of payments they offer 0%...

5
As long as you keep on top of payments they offer 0% brilliant and if you have issues with suppliers/products purchased they will try to help resolve the issue Reviewed on: 9th June 2026

I use pay pal credit and it’s a really great way of...

5
I use pay pal credit and it’s a really great way of managing large payments with the 0% interest offer Reviewed on: 9th June 2026

Great PayPal service

5
I love using PayPal , it’s so easy and convenient for shopping, and I never have any issues when returning products to company’s that I have bought from . Reviewed on: 9th June 2026

Good service, quick responses, in general just a ver...

5
Good service, quick responses, in general just a very good experience. Reviewed on: 9th June 2026

PayPal Credit has been really useful for spreading t...

5
PayPal Credit has been really useful for spreading the cost of purchases and managing payments more flexibly. The app is simple to use, payments are easy to track, and everything feels straightforward. I also like how quickly it was set up and integrated with my PayPal account. Overall, it’s been a smooth and reliable experience so far. Reviewed on: 9th June 2026

Costumer’s service should reply quickly.

4
Costumer’s service should reply quickly. when I pay monthly subscription by misleading information, PayPal didn’t help . Reviewed on: 9th June 2026

Always reliable

5
I have been using PayPal for years and I always find it reliable. Customer service is straightforward, easy processes for refund and instant transfers. Reviewed on: 9th June 2026

Great way to pay and protect purchases

4
Easy to set up and make payments as well as keeping track of spending Reviewed on: 9th June 2026

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