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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63303)

The interface runs so smoothly, as well as the infor...

5
The interface runs so smoothly, as well as the information. Not confusing at all Reviewed on: 29th May 2024
Bill R's avatar
Bill R

Whenever I needed PayPal was there to help thanks Pa...

5
Whenever I needed PayPal was there to help thanks PayPal Reviewed on: 29th May 2024
Muhammad A's avatar
Muhammad A

PayPal credit allows me to do all the things I need...

5
PayPal credit allows me to do all the things I need and want to do. Spreading costs at 0% interest or pay in 3 is always a bonus. Easy UI and great app features. I know that customer service is also just a click away from helping solve any problems. Reviewed on: 29th May 2024
Ashleigh C's avatar
Ashleigh C

Great system with the 4 months interest free on purc...

5
Great system with the 4 months interest free on purchases. Reviewed on: 29th May 2024
Gregg M's avatar
Gregg M

Very good experience and easy to use as I get notifi...

5
Very good experience and easy to use as I get notified on when to make my payments so that I can be on top of things and not miss any payments. Reviewed on: 29th May 2024
Rinshy 's avatar
Rinshy

Easy secure way to pay

5
Just a good easy way to pay - secure - allows you to repay in your own time but keeps you on track Reviewed on: 29th May 2024
Emma C's avatar
Emma C

Always enjoyed using PayPal, feel like I always have...

5
Always enjoyed using PayPal, feel like I always have safe transactions Reviewed on: 29th May 2024
Mayleigh 's avatar
Mayleigh

Excellent for online purchases with confidence and s...

5
Excellent for online purchases with confidence and safety. Easy to manage and make overpayment with through the app to manage your finances Reviewed on: 29th May 2024
Richie T's avatar
Richie T

Flexible options

5
Flexible payment option with zero interest for 4 months and increased credit limit has been beneficial. Reviewed on: 29th May 2024
M's avatar
M

Love pay pal and the intrest freemonths

5
Love pay pal and the intrest freemonths Reviewed on: 29th May 2024
Zoe d's avatar
Zoe d

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