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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Low interest rates

Paypal is a great credit card with low interest rates and easy to use Reviewed on: 9th June 2026

PayPal is a really good tool to use when it comes ab...

PayPal is a really good tool to use when it comes about payments and spending. Reviewed on: 9th June 2026

New customer

I am new to PayPal Credit but so far it has been good Reviewed on: 9th June 2026

Never had a bad experience which is reassuring when...

Never had a bad experience which is reassuring when using Reviewed on: 9th June 2026

PayPal is simply just brilliant

PayPal is just brilliant and so easy to use and always has plenty of offers. Pay in three, interest free offers to name but a few. I’m delighted with my offers from PayPal and love using it. Reviewed on: 9th June 2026

Love Pay pal

Love pay pal if ever im short one month and need anything I can always go to pay pal and they let you pay as little or as much as you can each month would definitely recommend pay pal to everyone yoyr always covered if you buy a item and it goes wrong there always there to help and great customer service to sort it out and very quick . Reviewed on: 9th June 2026

Very easy to use app , credit limits are good.

Very easy to use app , credit limits are good. The addition of a debit card makes the payment process easier. Reviewed on: 9th June 2026

Great option for paying for products for the company.

Great option for paying for items. Always gives you time and let's you know your next due payment. Credit was incredible and put up the amount knowing I was spending well and was paying it back in due time. So rewarded with extra credit so I could keep the buisness going and orders coming in. Perfect, still use it regular. Never had any issues. Reviewed on: 9th June 2026

The pay in 3 is brilliant helps spread the cost.

The pay in 3 is brilliant helps spread the cost. The points you get from the PayPal debit card are excellent. I like you get an answer right away when applying for credit Reviewed on: 9th June 2026

Points and overview

I use paypal credit regularly and also the cread withthr points system. It is niw much better to see thr overview of what is left to be paid on thr account than it used ti be and thr points system is good to have Reviewed on: 9th June 2026

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