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PayPal: PayPal Credit reviews

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4.90
Based on 62,991 reviews, last reviewed 14th Apr 2026
1122600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I had a great experience. Great customer service Reviewed on: 14th April 2026
Naz's avatar
Naz

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62991)

i dont need to worry on credit and allows me to send...

5
i dont need to worry on credit and allows me to send and recived money payment for purchase woth out hassle and super quick Reviewed on: 28th May 2024
venus 's avatar
venus

Using PayPal credit is a great way to stretch out ex...

5
Using PayPal credit is a great way to stretch out expenses for work whilst you wait for these to get funded back. Especially that they offer 0% over 4 months Having everything easy to use on the app makes my finances easy to use and manage. Great part is keeping PayPal credit just for these types of expenses is very suitable to my needs. I usually if I have a big month on credit I can delay some funds and not be charged any interest. Reviewed on: 28th May 2024
Nick SJ's avatar
Nick SJ

Just simply Love It!

5
Just simply Love It!!! Make my life much simpler and better!!! Reviewed on: 28th May 2024
Vladimirs B's avatar
Vladimirs B

Paypal credit is excellent

5
Paypal credit is an excellent way to spread the costs of things like birthdays holidays an Christmas. With good or no interest rates Reviewed on: 28th May 2024
Louis T's avatar
Louis T

PAYPAL PLAYPAL

5
So easy to make payments, available where & when you need it Reviewed on: 28th May 2024
Nug's avatar
Nug

Very complicated statements/payments structure

1
Very complicated statements/payments structure when compared to other credit cards. Called them twice to understand what payments I needed to make to avoid fees and despite doing what I was advised I was still charged fees. Reviewed on: 28th May 2024
Kostas's avatar
Kostas

Great help with budgeting.

5
PayPal Credit is an excellent facility for spreading payment of higher cost purchases. It's very easy to use. You simply select it as an option when completing your payment. I have used it a few times and I like the fact that PayPal keeps me regularly informed of the balance and the next payment. Reviewed on: 28th May 2024
Bobbie's avatar
Bobbie

Fantastic service

5
Fantastic service …Really easy to use for purchases Reviewed on: 28th May 2024
Lee's avatar
Lee

Good, but easy to sink into.

4
Good, but easy to sink into. Very easily available to spend and use which is both a blessing and a curse - helps when you need it, but hard to get out of. Reviewed on: 28th May 2024
bethanbingley@live.co.uk's avatar
[email protected]

Love PayPal

5
I have used PayPal for a couple of years now and with PayPal credit I am able to pay stuff back and not have to worry about interest so I can spread the cost more I would definitely recommend them to everyone I know Reviewed on: 28th May 2024
Charley 's avatar
Charley

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