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PayPal: PayPal Credit reviews

4.90
Based on 62,909 reviews, last reviewed 14th Apr 2026
1114800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous! Always quick & helpful service. Paypal is so innovative and slick. Reviewed on: 14th April 2026
Maria E's avatar
Maria E

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62909)

Free fast transfers

5
I Love how Instant money transfers into my bank account! So handy, efficient and best of all it’s FREE Reviewed on: 28th May 2024

Love PayPal they are great and always very helpful o...

5
Love PayPal they are great and always very helpful on the phone too Reviewed on: 28th May 2024

Love the spread the pay option and also interest fre...

5
Love the spread the pay option and also interest free for three months! Also protecting your spending Reviewed on: 28th May 2024

Always had a great experience with PayPal

5
Always had a great experience with PayPal, easy to use and good customer support. Helped me out during covid with pausing payments and help me understand any transactions I'm unsure of. Reviewed on: 28th May 2024

PayPal is trustworthy

4
PayPal is trustworthy and easy to work and simple to understand Reviewed on: 28th May 2024

Easy to understand and good rates.

5
Easy to understand and good rates.Handy special offers when things like your car battery needs replaced and PayPal gives 4 months interest free credit at Euro car parts . Reviewed on: 28th May 2024

Till have been very good i love it

5
Till have been very good i love it Reviewed on: 28th May 2024

Easy & transparent

5
I've found PayPal credit easy to use. Everything is transparent so there's no nasty surprises Reviewed on: 28th May 2024

Happy days

4
Never had any problems,excellent service Reviewed on: 28th May 2024

Easy to use.

5
PayPal credit is easy to use and makes it clear when payments are due, it’s also good they offer 0% interest of first 3 month! Reviewed on: 28th May 2024

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