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PayPal: PayPal Credit reviews

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4.90
Based on 62,833 reviews, last reviewed 14th Apr 2026
1107800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal where I can. I always use PayPal where I can. It's the same safety net as a credit card. They always protect you when you make a purchase. I feel much safer paying... Read more Reviewed on: 14th April 2026
Mo's avatar
Mo

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62833)

PayPal is very easy and safe.

5
PayPal is very easy and safe. I really recomend. Also I use always I can Reviewed on: 28th May 2024
Claudia r's avatar
Claudia r

PayPal Credit Review

5
Setup a credit account to pay for a needed home improvement job to replace damaged stairs. Easy to set up, slight issue on first opening the account that PayPal did not request the first direct debit payment from my bank on the day due but phoned them, spoke to a great advisor who sorted out the issue, saw it was an issue at their end so took my payment, put a note on my file to say it was their issue, made sure I did not get any late fees or notes on my credit file for their error. Reviewed on: 28th May 2024
Glyn's avatar
Glyn

It's sound, would recommend never had a problem

5
It's sound, would recommend never had a problem Reviewed on: 28th May 2024
Jamie m's avatar
Jamie m

Very easy to use and well reputed

5
Very easy to use and well reputed Reviewed on: 28th May 2024
Jelvin 's avatar
Jelvin

Paypal as a platform has improved to the the point t...

5
Paypal as a platform has improved to the the point that I rely on it for almost all my online and sometime in store purchases. Reviewed on: 28th May 2024
Anjan Nair's avatar
Anjan Nair

PayPal is fantastic it helps me spread the cost off...

5
PayPal is fantastic it helps me spread the cost off my spending I can pay all at once or spread the cost over the month would definitely recommend PayPal Reviewed on: 28th May 2024
Marian Carroll's avatar
Marian Carroll

Happy customer

5
Oferall happy worh the services Paypal provides. The only part that could be more accessible/customer friendly is the dispute part. The process is mechanical and the forms time kit too quickly. Reviewed on: 28th May 2024
Mum Of Two's avatar
Mum Of Two

Easy and quick to set up, excellent service

5
Easy and quick to set up, excellent service Reviewed on: 28th May 2024
Richard W's avatar
Richard W

I have enjoyed the flexibility I have with the pay i...

5
I have enjoyed the flexibility I have with the pay in 3 instalments PayPal plan Reviewed on: 28th May 2024
Johnson O's avatar
Johnson O

I have really good experience using PayPal credit so...

5
I have really good experience using PayPal credit so easy to use and it helps me a lot as a busy mum. Reviewed on: 28th May 2024
Maricel's avatar
Maricel

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