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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Offers on payment options

Offers different options which is beneficial for more expensive items yo spread the cost Reviewed on: 9th June 2026

Why pay with anyone else?

I’ve been using PayPal Credit for a number of years and it could not be simpler or easier. With most retailers accepting PayPal, and such a simple and seamless process when using it, I would not consider using any other payment provider. The app is clean and simple, and makes keeping my account up to date an absolute doddle. Reviewed on: 9th June 2026

Buy now pay later option

Buy now pay later option is very helpful to manage my finance. Reviewed on: 9th June 2026

Easy to manage and easy to use

Easy to manage and with the card option easy to use Reviewed on: 9th June 2026

Pay in 3 plan

They don't do much for me. I use them as a payment platform. The only good thing worth mentioning is that you can pay in 3 instalments with them to spread out the cost Reviewed on: 9th June 2026

Easy pay

Easy with no card and fast payment how simple is that Reviewed on: 9th June 2026

Good interest free options and good service if any i...

Good interest free options and good service if any issues. I use pay in 3 and 4 month interest free options. Never had any issues Reviewed on: 9th June 2026

Great and easy to use.

Great and easy to use. Love the app. Reviewed on: 9th June 2026

Trusted company

Pay pal dealt with a query for me when I got no response from the seller and sorted my query quickly and efficiently Reviewed on: 9th June 2026

used paypal for years now very safe to use good piec...

used paypal for years now very safe to use good piece of mind if you get scammed Reviewed on: 9th June 2026

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