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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,630 reviews, last reviewed 13th Apr 2026
1089800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62631)

Easy and effortless to use

5
I find using it easy and effortless to use Reviewed on: 27th May 2024
Susie's avatar
Susie

Never had a problem.

5
Never had a problem. I find it the best way to pay for items Reviewed on: 27th May 2024
Sharon m's avatar
Sharon m

Paypal is one of the easiest straight foreword onlin...

4
Paypal is one of the easiest straight foreword online payment solution i have ever used.thumbs up… Reviewed on: 27th May 2024
Akhtar A's avatar
Akhtar A

Easy to use

5
Easy to use, app is very user friendly,can check transaction with ease. Reviewed on: 27th May 2024
stuart b's avatar
stuart b

I’ve just had my first born

5
I’ve just had my first born and being able to use PayPal credit to buy myself a bike and baby gear has really helped in my financial situation Reviewed on: 27th May 2024
Jack M's avatar
Jack M

I always tend to use PayPal Credit to purchase items...

5
I always tend to use PayPal Credit to purchase items as I can spread the cost and it’s all 0% Reviewed on: 27th May 2024
Aziza E's avatar
Aziza E

A handy payment method

5
Good to have for buying expensive items and handy repayments which can be asjusted Reviewed on: 27th May 2024
James 's avatar
James

I find PayPal credit very useful and it helps you ou...

5
I find PayPal credit very useful and it helps you out and it lets you pay off monthly aswell Reviewed on: 27th May 2024
Gary m's avatar
Gary m

Like the 0% interest rates.

5
Like the 0% interest rates. Good experience overall Reviewed on: 27th May 2024
ES's avatar
ES

I find it very simple and straightforward

5
I find it very simple and straightforward Reviewed on: 27th May 2024
P K's avatar
P K

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