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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Very useful add on to how I make payments online,...

A very useful add on to how I make payments online, allowing me to spread the cost of larger items or services and take a bit of strain off the bank balance. Reviewed on: 9th June 2026

Easy to pay for things and peace of mind if somethin...

Easy to pay for things and peace of mind if something goes wrong especially with scammers Reviewed on: 9th June 2026

Have used PayPal credit on a few occasions, very hel...

Have used PayPal credit on a few occasions, very helpful to spread cost of items and terms conditions clearly stated. When contacting customer services they are polite , knowledgeable and helpful. Would definitely use again in the future. I have always paid my credit off before having to pay interest which I would recommend . Reviewed on: 9th June 2026

Great Customer Service

Great customer service, away quick to answer my questions on the phone.. Great website. Clear communication. Reviewed on: 9th June 2026

Really great product

A simple product to use and great value. Reviewed on: 9th June 2026

Great easy access to extra bonuses and benefits also...

Great easy access to extra bonuses and benefits also easy to access and manage money Reviewed on: 9th June 2026

pany & service with various ways to...

A really good company & service with various ways to pay,divided into good amounts to pay & can pay more if you can ,& can get money back if bother with a company they give you help .. Reviewed on: 9th June 2026

Convenient, Flexible, and Easy to Use

PayPal Credit has been extremely helpful and convenient. The application process was quick and easy, and I was approved instantly. I really appreciate the flexible payment options, especially the ability to make purchases now and pay over time without interest when paid on time. It integrates seamlessly with PayPal checkout, making online shopping stress-free. Reviewed on: 9th June 2026

Great for small and large purchases with no interest*

I've used paypal credit for both small and larger purchases. The 4-month no interest rate is fanastic and I've not experienced any issues with the platform ever :) Reviewed on: 9th June 2026

One Stop Solution for Online Shopping payments

This is my go to option for 90% of my online shopping and utilises paypal credit most of the time. The best part is pay in 3 and whenever it is available will go for it 100% and it makes easier to pay in instalments and removes the burden from retailers to pay at once for large payments. I would recommend everyone to use pay pal and kudos to paypal team. Reviewed on: 9th June 2026

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