Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

As easy and no fuss as possible.

As easy and no fuss as possible. Reviewed on: 9th June 2026

easy to use, safe to use, very quick to transfer mon...

easy to use, safe to use, very quick to transfer money in / out Reviewed on: 9th June 2026

Used PayPal for years and never had any issues.

Used PayPal for years and never had any issues. When I need help customer service always resolve my issues. Reviewed on: 9th June 2026

Easy to use, good customer service.

Easy to use, good customer service. No complaints! Reviewed on: 9th June 2026

Works every time !

Works every time ! Throughout my experience of using PayPal for the past 15 years I have had nothing but an excellent service. The financial facilities provided allows me to simplify my financial transactions in an increasingly complex world. Reviewed on: 9th June 2026

loads of dosh, bosh, bosh, bosh.

So easy and speedy to access, the real benefit it gives is the peace of mind knowing that the money is always available if required. Now i have the paypal banking card it's even easier... Reviewed on: 9th June 2026

Financial management help

Paypal is excellent to split the costs and help managing finances effectively without running into financial troubles. Reviewed on: 9th June 2026

Quick and easy to use, good for sending money abroad.

Quick and easy to use, good for sending money abroad. Any problems are quickly resolved. Reviewed on: 9th June 2026

Easy to use app and paypal very flexible no problems...

Easy to use app and paypal very flexible no problems, would definitely recommend Reviewed on: 9th June 2026

Have been using PayPal for years.

Have been using PayPal for years.i use it for all my online purchases because it keeps my bank details private and secure.Recently got a PayPal Credit Card so now I can also shop in store securely. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub