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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181036 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181036)

Easy to communicate when an issue arises.

Easy to communicate when an issue arises - solution found and applied. Reviewed on: 9th June 2026

No complaints

I’ve never had an issue using PayPal, when needing a refund from a tricky seller PayPal handle to issue really well Reviewed on: 9th June 2026

very high level

Experience to a very high level in all areas Reviewed on: 9th June 2026

Good interest free options and g

Good interest free options and g Reviewed on: 9th June 2026

Since I started using PayPal, my experience has been...

Since I started using PayPal, my experience has been excellent. The platform is reliable, user-friendly, and all my transactions have been processed smoothly. The credit facility has been particularly helpful, providing flexibility and support when needed. Overall, it has been a valuable financial tool that I can confidently recommend. Reviewed on: 9th June 2026

It’s honestly brilliant, especially since being out...

It’s honestly brilliant, especially since being out the physical card. The only downside is I wish it showed and allowed us to pay off our normal credit separately to our promotions Reviewed on: 9th June 2026

I always use paypal and pay in 3 and credit ate very...

I always use paypal and pay in 3 and credit ate very handy to get stuff and spread the cost Reviewed on: 9th June 2026

Convenient and simple to use

I have never found PayPal anything other than extremely convenient, simple to use and super responsive to my needs. Exchanging money between me and my friends, and paying for stuff when there is no card reader, paying for stuff online and ordering takeaways have all been enabled or made easier by PayPal. Reviewed on: 9th June 2026

Excellent secure service

Paypal gives you confidence that your money and payments are safe and they are quick to deal with any discrepancies. Reviewed on: 9th June 2026

Convenient

Easy to use and gives me peace of mind when ordering online Reviewed on: 9th June 2026

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