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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Safe guarding your purchases.

5
I feel confident using PAPayPal will help if i encounter a problem with a purchase or service ive brought. They assist and have got me a refund when something goes wrong. PayPal is easy to use, accepted everywhere, the app is user friendly, it can be linked to your bank account and everything is just easy to use. The PayPal+, is an exciting feature that gives you points that pays back cash to use on further purchases.. I would recommend this card to everyone. Their backup is 2nd to none. Reviewed on: 9th June 2026

Handy for large purchases and longer payment periods.

5
Handy for large purchases and longer payment periods. Reviewed on: 9th June 2026

Paypal is an easy way to manage money online

5
Paypal is a good.way to manage money for me online. The only problem I did have was navigating the app? I have sussed that out now. Reviewed on: 9th June 2026

Overall a great experience

4
Overall a great experience, having the option for pay in 3 and various other interest free options is excellent. Customer service enquiries can be frustrating at times. Reviewed on: 9th June 2026

It has helped me in times I really needed it.

5
It has helped me in times I really needed it. The flexibility of pay in three or pay with no interest for four months works well for me Reviewed on: 9th June 2026

Paypal to the rescue

5
Paypal has been a great help to me financially. Especially when making the ends meet. Reviewed on: 9th June 2026

Easy & stress free

5
Paypal is very easy to use and always stress free. Does what it says. Reviewed on: 9th June 2026

Good customer service

5
I've had PayPal for over a decade and where I've experienced issues on payment or refunds, customer service have been prompt and helpful to resolve. Reviewed on: 9th June 2026

quick and pro

5
PayPal is quick and professional at fixing any issue I have, much better than a bank Reviewed on: 9th June 2026

Fail safe shopping.

5
I always pay through PayPal as well as looking after my account they also look after my order . Reviewed on: 9th June 2026

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