Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,458 reviews, last reviewed 13th Apr 2026
980000% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safer with Paypal With Paypal, I feel safer while doing online shopping! Reviewed on: 13th April 2026
Dr F's avatar
Dr F

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026
Parisa m's avatar
Parisa m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (61458)

Find PayPal credit a very quick and efficient way of...

5
Find PayPal credit a very quick and efficient way of buying things while spreading the cost.Also the peace of mind you get using it. Reviewed on: 24th May 2024
Michael Green's avatar
Michael Green

Lack of customer service for non BAU

3
Lack of customer service for non BAU Reviewed on: 24th May 2024
Ayman's avatar
Ayman

I often use my PayPal credit facility.

5
I often use my PayPal credit facility. It is simple to use and helps me manage my finances. Reviewed on: 24th May 2024
Martin S's avatar
Martin S

Trouble free and easy to use.

5
Trouble free and easy to use. Excellent customer service and easy to get refunds. Reviewed on: 24th May 2024
Dee E's avatar
Dee E

My every day use with PayPal has been fantastic.

5
My every day use with PayPal has been fantastic. Makes my life easier with paying for goods. Reviewed on: 24th May 2024
Uwade A's avatar
Uwade A

PayPal experience.

5
My experience has been straight forward and very helpful. I couldn’t be more happier with PayPal. Reviewed on: 24th May 2024
Paul B's avatar
Paul B

Good customer service.

5
Good customer service. Quickly responding and helpful Reviewed on: 24th May 2024
Damian's avatar
Damian

Top Payments and Credit Company.

5
Use it for making secure payments and deferred or 0% credit facilities. Secure, easy to use, accepted widely and good customer service. Reviewed on: 24th May 2024
JL 's avatar
JL

Great service.

5
Always had my back , never let me down A+ Reviewed on: 24th May 2024
Jonathan King's avatar
Jonathan King

I appreciate the security and convenience of using P...

5
I appreciate the security and convenience of using PayPal for my transactions, as it ensures the safety of my financial information. Reviewed on: 24th May 2024
Md b's avatar
Md b

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill