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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181036 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181036)

So easy to use, easy to apply.

So easy to use, easy to apply. Makes spreading the cost of purchases achievable so if youre waiting for pay day its a great option when those sneaky purchases creep up on you. i will be glad to be able to use it Reviewed on: 9th June 2026

Straight forwards, easy to use, simple to manage

Straight forwards, easy to use, simple to manage Reviewed on: 9th June 2026

Excellent!

Very dependable. Customer service is excellent. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Easy to make payments and check balance. Reviewed on: 9th June 2026

FINANCIAL FRIEND-:

PayPal is a great name for the service, I find it so convenient and easy to use for me everyday. From instant payments and order tracking to the feeling of security and backup up if purchases go wrong. Must be one of my most used apps. The other services it provides are useful from the virtual debit card to PayPal credit and interest free pay in instalments which I use regularly. All in all it’s my go to financial tool for work and personal use. Sorry if I’m being a bit gushy , I only realised how integrated in my everyday life PayPal was until I thought about it and wrote this review. Reviewed on: 9th June 2026

Pay Pal.- The Way Forward

Use PayPal daily, very efficient with swift transfer from bank, always allows you to keep on top of your finances Reviewed on: 9th June 2026

It has always been very easy and straightforward to...

It has always been very easy and straightforward to use the service. Reviewed on: 9th June 2026

Love it!

Love it! Great flexible way to pay Reviewed on: 9th June 2026

Never had an issue.

Never had an issue. All good. Like you can buys expensive things and pay in parts without any extra costs added. Reviewed on: 9th June 2026

Excellence

Very easy, straight forward and professional service Reviewed on: 9th June 2026

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