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PayPal: PayPal Credit reviews

4.90
Based on 61,054 reviews, last reviewed 13th Apr 2026
943500% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

PayPal makes purchasing and spending money enjoyable. PayPal makes purchasing and spending money enjoyable. Reviewed on: 13th April 2026
Sean's avatar
Sean

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
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Sandor

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61054)

Very easy to use and easy to keep track of payments.

5
Very easy to use and easy to keep track of payments. Great to use as a safety precaution as well when ordering from somewhere you've never ordered from before. Reviewed on: 23rd May 2024

Customer service is good and agents are awesome over...

5
Customer service is good and agents are awesome over the phone Reviewed on: 23rd May 2024

Easy to use, I have reassurance that my transactions...

5
Easy to use, I have reassurance that my transactions are safe and protected. PayPal credit relieves stress of worrying about paying for those last min purchases before paypal. Reviewed on: 23rd May 2024

Reliable service

5
Reliable service, quick money transfers and most importantly safe Reviewed on: 23rd May 2024

No issues ever and always had a great service.

5
No issues ever and always had a great service. Reviewed on: 23rd May 2024

Easy transactions, flexibility when you need it

5
Easy transactions both in and out of account, and a very good app. Easy to select as a payment option and you can make it default option too. Reviewed on: 23rd May 2024

ive had paypal credit and find it extremely useful a...

5
ive had paypal credit and find it extremely useful and beneficial spreading out the payments and the 4 months 0% is absolutely incredible Reviewed on: 23rd May 2024

i can always rely on paypal credit to help me when n...

5
i can always rely on paypal credit to help me when needed Reviewed on: 23rd May 2024

Easy way to pay gives you extra time to pay for your...

5
Easy way to pay gives you extra time to pay for your purchases Reviewed on: 23rd May 2024

Affordable.

4
Affordable. Easy to use. Accessible Reviewed on: 23rd May 2024

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