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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Great in an emergency

5
It's great to be able to buy an appliance if you need to replace one suddenly, and be able to pay it off in installments Reviewed on: 9th June 2026

Luv PayPal so easy always easy to sort any problems...

5
Luv PayPal so easy always easy to sort any problems and always helpful x Reviewed on: 9th June 2026

I've been using PayPal for years and its very easy a...

5
I've been using PayPal for years and its very easy and convinient to use! Reviewed on: 9th June 2026

Very easy to use.

5
Very easy to use. I like the fact by using Papal I am not giving out my credit card details to a lot of people. Appreciate using paypal credit too. Reviewed on: 9th June 2026

I like the simplicity of PayPal Credit,

5
I like the simplicity of PayPal Credit, it makes purchases seamless so I don’t need to enter card details etc for online purchases plus I can use the card in my phone wallet for contactless payment. Reviewed on: 9th June 2026

Id recommend to anyone

5
Very easy to use safe and secure very good customer service and provides an all round service excellent Reviewed on: 9th June 2026

Excellent service

5
So easy to use with no hassles and most retailers offer the option now so very happy. Reviewed on: 9th June 2026

Account works well and not had any issues

5
Account works well and not had any issues Reviewed on: 9th June 2026

Pay in 4 months is the best way to pay, 0% interest,...

5
Pay in 4 months is the best way to pay, 0% interest, if you want to pay anytime they do that as well Reviewed on: 9th June 2026

Always very simple and straight forward to use .

5
Always veryvs8mple and straight forward to use .very happy with the service . Reviewed on: 9th June 2026

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