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PayPal: PayPal Credit reviews

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4.90
Based on 60,619 reviews, last reviewed 13th Apr 2026
902300% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good. Very good, very good for me no concerns Reviewed on: 13th April 2026
Sawodatou J's avatar
Sawodatou J

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
HP's avatar
HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60619)

Easy without hassling

5
It's easy and helps you get what you need without hassles Reviewed on: 22nd May 2024
Alex L's avatar
Alex L

Large purchases are temporarily interest free

5
I love that large purchases are interest free for a while which is really helpful Reviewed on: 22nd May 2024
Laura 's avatar
Laura

Use this service a few times.

5
Use this service a few times. I found it very useful and would recommend to family and friends. Reviewed on: 22nd May 2024
Paul M's avatar
Paul M

Paypal has always been trustworthy

5
Paypal has always been a trustworthy company, for me. Never any issues using PayPal, ever. Reviewed on: 22nd May 2024
Ross L's avatar
Ross L

I am a PayPal member for more than 5 years and was n...

5
I am a PayPal member for more than 5 years and was never disappointed by them. Good service and value for money is outstanding Reviewed on: 22nd May 2024
JAMAL GURWARA 's avatar
JAMAL GURWARA

Interesting experience

5
Bought dehumidifier and payed interest free instalments. It was good experience. Reviewed on: 22nd May 2024
N J's avatar
N J

Paypal Credit is safe, easy and transparent

5
I consider Paypal Credit the safest, easiest and most transparent credit from entire credit market. Reviewed on: 22nd May 2024
DP's avatar
DP

Smooth as butter

5
Smooth as butter, hassle free checkouts. No more reading fine prints, ecc. you’re as good as go when you hit buy! Reviewed on: 22nd May 2024
Paolo R's avatar
Paolo R

Reliable, convenient and safe.

4
PayPal Credit has always been reliable, easy to use and safe. I have recommended it to friends and family on numerous occasions as it's convenient and hassle free. They are great at getting necessary information out to you in quick and easy emails and I have never had an issue raising concerns or questions regarding my credit. Reviewed on: 22nd May 2024
Jessica B's avatar
Jessica B

Great Customer Service

5
Whenever I’ve had a query it’s been solved quickly Reviewed on: 22nd May 2024
Sharon B's avatar
Sharon B

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