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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181035 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181035)

Useful money tool

Use it for large purchases to spread out cost. Easy to use. I try to pay off before interest is added. Reviewed on: 9th June 2026

Very easy to use and compettitive rates

Very easy to use and compettitive rates Reviewed on: 9th June 2026

The payment assistance is amazing.!

I've been using PayPal for a long time, and your support means a lot to me. Without your four months of payment support, I couldn't have done it. Thank you! Reviewed on: 9th June 2026

Very good

My experience with PayPal is very good Reviewed on: 9th June 2026

PayPal is the best.

PayPal is the best. Amazing customer service Reviewed on: 9th June 2026

Always helpful, very useful

Always helpful, very useful and competitive interest rates Reviewed on: 9th June 2026

always had good experience with paypal

always had an easy experience with paypal with that extra bit of security. have been using paypal fot years and will continue to do so. Reviewed on: 9th June 2026

Easy to used, and the 4 months free interests on any...

Easy to used, and the 4 months free interests on anything over &100 can’t go wrong Reviewed on: 9th June 2026

I have been using PayPal credit for a couple of years.

I have been using PayPal credit for a couple of years. I have used it to make purchases I cannot pay at once so with PayPal credit, I could pay in instalments which was brilliant Reviewed on: 9th June 2026

Borrowing with no interest is very helpful and fair .

Borrowing with no interest is very helpful and fair . Stops spiralling debt. Enables further spending..Would definitely recommend to friends and family. Wonderful company..... Reviewed on: 9th June 2026

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