Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Says what it is

Easy to browse very helpful I am using it for very long time Reviewed on: 9th June 2026

Can't fault the customer service team

Can't fault the customer service team Reviewed on: 9th June 2026

PayPal gives good options and security.

The Pay-in-3 facility is great as is the ability to use PayPal to buy on over the internet without needing to expose my credit card or bank details. Reviewed on: 9th June 2026

Easy and no issues.

Easy and no issues. Easy to navigate app Reviewed on: 9th June 2026

PayPal Credit.

I cannot believe how easy PayPal Credit is to use to use. It's versatile and can be used daily. I told my family about it and two of them have started to use it. If you have a problem, the help but is the best I have seen. I will continue to use PayPal Credit Reviewed on: 9th June 2026

It’s just as easy

It’s just as easy as it gets and the best thing is the extra protection on the expenses paid via PayPal Reviewed on: 9th June 2026

Excellent provider

PayPal have been a more secure way to support payments, give access to extended payments which are so useful and have a fantastic customer service to support any issues. Reviewed on: 9th June 2026

cheap re-payments help a lot .

cheap re-payments help a lot . allowed some financial freedom Reviewed on: 9th June 2026

Help others in need

When I was struggling with cash and I needed to get a home white goods, Paypal was there and I’m grateful for their help. Keep the good work. Going never stop even in this hard times Reviewed on: 9th June 2026

Paypal credit

Excellent service, very versatile and flexible, I have used many time's. And many more to come. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub