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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (60200 reviews)

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4.90

Based on 60,200 reviews, last reviewed 13th Apr 2026

863700% increase in 5 star reviews

in the past 90 days

3200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I have consistently had a positive experience with P... I have consistently had a positive experience with PayPal. Whenever I need assistance, their support team is responsive, professional, and genuinely h... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60200)

It’s perfect and makes me feel good

It’s perfect and makes me feel good Reviewed on: 21st May 2024

Easy to use and spread the cost whilst saving on cc...

Easy to use and spread the cost whilst saving on cc fees. Reviewed on: 21st May 2024

This is such a lovely way to pay.

This is such a lovely way to pay. So easy to use and so simple. I am so happy to have this! Reviewed on: 21st May 2024

Simples!

Using this platform to pay for goods is so easy and it’s safe to use. I wouldn’t use anything else because I know it 100% secure. Reviewed on: 21st May 2024

Perfect for short term purchases

Perfect for short term purchases Reviewed on: 21st May 2024

Simple and easy.

Reasonable, simple, and easy to use and navigate. Reviewed on: 21st May 2024

PayPal credit,why it's the best ever.

Easy to set up,use and pay for stuff,made my busy days a lot simpler,just give em a go,that's all i'm asking. Reviewed on: 21st May 2024

Credit amount

When I applied for PayPal credit I was surprised at the amount of credit I received Reviewed on: 21st May 2024

Great deals

Always have good deals so you can often get 0% apr Reviewed on: 21st May 2024

Really handy, easier than using a card

Really handy, easier than using a card Reviewed on: 21st May 2024

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