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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Safe guarding your purchases.

I feel confident using PAPayPal will help if i encounter a problem with a purchase or service ive brought. They assist and have got me a refund when something goes wrong. PayPal is easy to use, accepted everywhere, the app is user friendly, it can be linked to your bank account and everything is just easy to use. The PayPal+, is an exciting feature that gives you points that pays back cash to use on further purchases.. I would recommend this card to everyone. Their backup is 2nd to none. Reviewed on: 9th June 2026

Easy to use. Accessible

Easy to use. Accessible on plenty of websites. Reviewed on: 9th June 2026

It's easy to use.

It's easy to use. Available on most purchases. Convenient. Reviewed on: 9th June 2026

One issue on an item not as described

Had one issue where a item was not as described and my claim was rejected. Not happy about this so have started to use my credit card so can do charge back instead Reviewed on: 9th June 2026

Brilliant customer service

I use Paypal a lot, it's my "go to" and sometimes a problem does occur (normally because of something I've forgotten to do). This is what marks Paypal out from the others - their customer service. Everytime I've had to contact them, whoever it is, they are friendly, helpful and quick - just brilliant ! Reviewed on: 9th June 2026

Paypal credit has been a god send for those little e...

Paypal credit has been a god send for those little emergencies when i have need to replace something quickly. it is so easy to use and the customer service is excellent all queries have been dealt with quickly and efficiently i can’t recommend them enough. Reviewed on: 9th June 2026

Easy to use and very convenient, able to add credit...

Easy to use and very convenient, able to add credit to Goggle Wallet to use in places where PayPal isn't an option. Reviewed on: 9th June 2026

Always there when is need it...

Overall best experience , always there when is need it and the pay by 3 much better than other companies in time of need. Reviewed on: 9th June 2026

Excellent - would definitely recommend

application very easy, communication excellent, very straightforward and easy to understand Reviewed on: 9th June 2026

Never had a problem with paypallways been good.

Never had a problem with paypal, always been good. Reviewed on: 9th June 2026

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