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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181034 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181034)

I now use the PayPal cards for everything...

I now use the PayPal debit card for everything to collect the maximum number of points. If you use the PayPal Credit card you get fewer points, but the flexibility of buy now pay later of 4 months interest free credit on anything over £100, (providing you have a good credit rating). If you are travelling, do be aware that you may have to chip & pin more often, but that makes me feel more secure! Reviewed on: 9th June 2026

Easy to use super product great customer service

I have used PayPal Since it was first released and I recommended not only as a financial product and also their customer service Reviewed on: 9th June 2026

Always used PayPal, never had any complaints.

Always used PayPal, never had any complaints. Reviewed on: 9th June 2026

Brilliant alternative to traditional credit cards.

Brilliant alternative to traditional credit cards. Reviewed on: 9th June 2026

Always easy to use and easy to understand.

Always easy to use and easy to understand. I tend to use this above other sources because of the simplicity Reviewed on: 9th June 2026

Paypal is easy to use with plenty of options of repa...

Paypal is easy to use with plenty of options of repayment Reviewed on: 9th June 2026

I find it very easy to pay for good excellent...

I find it very easy to pay for good excellent CS Reviewed on: 9th June 2026

Reliable, Secure and Easy to Use

I've been using PayPal for over 20 years and have always found it to be a reliable and convenient way to make payments online. Transactions are quick, it is easy to use, and I like the extra layer of security when shopping from different websites. It's also made sending and receiving money straightforward and hassle-free. I have used it to pay for holidays and spread the cost over 3 payments without any additional costs. Overall, a service I've been very happy to use. Reviewed on: 9th June 2026

Easy to view transactions, pay in instalments

Fantastic easy to pay for goods, int free options over three months which helps with my expensive purchases. I’ve had refunds with no issues. It is my preferred way of buying online. No complaints, excellent customer service Reviewed on: 9th June 2026

Thank you

I love the fact that the calls are not answered by someone in India or Pakistan keep it that way Reviewed on: 9th June 2026

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